XRP News Today: XRP Holder Ratio Halves in 2025 Yet Outperforms Solana Amid ETF Hopes

XRP’s holder ratio experienced a significant decline from 5% to 2.42% in the first half of 2025. Despite this drop, XRP continues to outperform Solana, which had a holder ratio of 1.76% as of May 2025. This performance is driven by robust investor confidence, particularly fueled by optimism surrounding a potential Ripple spot ETF. Institutional capital has been rotating from Solana to XRP, reflecting a broader shift in investor preferences.

According to the “25H1 Asset Allocation Report,” XRP’s holder ratio showed mixed trends. While it nearly doubled from 1.29% in October 2024 to 2.42% in May 2025, it also declined from 5% to 2.42% during the first half of 2025. This volatility underscores the dynamic nature of crypto asset holdings. In contrast, Solana’s holder ratio decreased from 2.72% in November 2024 to 1.76% in May 2025, indicating a shift in investor preferences.

This shift is attributed to institutional investors reallocating capital from Solana to XRP, motivated by growing anticipation of a Ripple spot ETF approval. The report suggests that the crypto investing industry views Ripple Spot ETF approval as more likely than a Solana Spot ETF, leading to partial capital allocation from SOL to XRP by institutions.

Retail investors have also adjusted their portfolios, with data revealing a decline in Bitcoin holdings among retail traders between November 2024 and May 2025. Institutional Bitcoin holdings remained relatively stable, suggesting that retail traders are increasingly favoring altcoins like XRP, perceived to offer higher growth potential. Retail traders are likely disposing of their Bitcoin holdings to purchase altcoins and holding more stablecoins than usual, highlighting a strategic repositioning toward assets with promising catalysts.

Supporting the positive outlook for XRP, the number of whale wallets holding XRP surpassed 2,700 in June 2025, marking a 12-year record. This surge in large-scale holdings underscores growing institutional confidence and long-term commitment to XRP. The increase in whale wallets is a significant indicator of market sentiment, as these investors typically possess deeper insights and influence on price dynamics. Their accumulation suggests expectations of favorable developments, including regulatory clarity and product launches like the anticipated Ripple spot ETF.

The evolving landscape of XRP holdings reflects broader trends in the crypto market, where regulatory prospects and product innovation drive capital flows. The rotation from Solana to XRP illustrates how investor sentiment can pivot rapidly based on perceived regulatory advantages and market positioning. For investors, these dynamics emphasize the importance of monitoring institutional activity and regulatory developments. The sustained interest in XRP from both retail and institutional segments highlights its potential as a strategic asset amid an increasingly competitive altcoin environment.

Despite a halving in holder ratio during early 2025, XRP continues to outperform Solana, buoyed by strong investor sentiment and a record number of whale wallets. The anticipation of a Ripple spot ETF remains a key catalyst driving institutional rotation and retail interest. These factors collectively position XRP as a noteworthy contender in the crypto market, warranting close attention from investors seeking exposure to promising altcoins.