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The XRP community is reacting positively to a recent U.S. White House report on stablecoins and payment systems, with many viewing the document as a pivotal development for the digital asset. The report designates “cross-border payment innovation” as a top national priority, a domain in which Ripple has long positioned itself as a key player. This recognition has sparked optimism among XRP supporters, who see it as strategic validation of Ripple’s role in advancing global financial infrastructure [1].
The report, supported by multiple federal agencies—including the U.S. Treasury, the Federal Reserve, the FDIC, the OCC, and the NCUA—calls for the modernization of the U.S. financial system to enhance its global competitiveness. A primary recommendation is the development and adoption of innovative cross-border payment solutions. Ripple’s On-Demand Liquidity (ODL) service, which leverages XRP to facilitate fast, low-cost international transactions, is seen as directly aligned with these goals. ODL eliminates the need for pre-funded accounts, addressing inefficiencies such as delays and high costs that the report highlights [1].
A recent post on X by X Finance Bull underscored the significance of the report, stating that the U.S. has clarified its focus in the crypto space: it is not Bitcoin but the infrastructure enabling efficient cross-border payments. Ripple, with over a decade of experience in this field, is described as the leading U.S.-based company building the future of this sector. XRP, along with Ripple’s U.S. dollar-backed stablecoin RLUSD and the ODL service, forms the core of Ripple’s ecosystem, each component contributing to a scalable and regulated framework for cross-border transactions [1].
Launched in December 2024, RLUSD enables efficient on-chain settlements while incorporating a deflationary mechanism that burns a small amount of XRP with each transaction. This feature, paired with Ripple’s institutional compliance and regulatory-friendly infrastructure, enhances the appeal of its solutions to both governments and
. The report also stresses the importance of supporting technologies that can function within existing regulatory frameworks, a criterion that Ripple has consistently met [1].Unlike Bitcoin, which operates outside traditional financial systems and is thus harder for governments to regulate, Ripple has built its business model around regulatory cooperation. The company’s tools support modernization without disrupting the core banking infrastructure, aligning with the report’s emphasis on protecting the two-tier banking system and maintaining financial privacy. This regulatory compatibility is a key factor in the White House’s broader push for innovation that remains within legal boundaries [1].
Ripple’s global presence, with payment corridors across Asia, the Middle East, Latin America, and Europe, positions it well to capitalize on the U.S. government’s prioritization of cross-border payment innovation. The alignment between public policy and Ripple’s business model strengthens the company’s potential for growth and influence. For XRP supporters, this is more than a policy endorsement—it is a strategic affirmation of Ripple’s role in shaping the future of financial systems [1].
As the U.S. continues to define the trajectory of global finance, Ripple’s infrastructure and XRP are increasingly seen as central to this transition. The White House report not only validates the need for efficient and interoperable systems but also reinforces the relevance of XRP as a foundational asset in this evolving ecosystem. With policy momentum aligning with Ripple’s vision, the XRP community views the report as a major step forward for the digital asset [1].
Source:
[1] XRP Army Rejoices Over This Bullish Portion in White House Report (https://timestabloid.com/xrp-army-rejoices-over-this-bullish-portion-in-white-house-report/)
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