XRP News Today: XRP Gains Store of Value Momentum as SEC Ruling and ETF Interest Drive 500% Price Projection

Financial analyst Zach Rector has predicted that XRP could emerge as a key store of value as the current cryptocurrency market cycle progresses. In a July 2025 post on X, Rector highlighted that investors may increasingly allocate capital to XRP after the market reaches its next peak, leveraging it to preserve gains amid heightened volatility in other assets. While Bitcoin remains the dominant digital store of value, Rector argues that XRP’s unique positioning—rooted in regulatory clarity, scarcity, and institutional adoption—could see it gain similar recognition as cycle highs are reached [1].

A pivotal factor underpinning this potential shift is the U.S. Securities and Exchange Commission’s (SEC) ruling that XRP does not qualify as a security. This legal distinction, determined by Judge Analisa Torres in Ripple’s ongoing case with the SEC, sets XRP apart from many other cryptocurrencies still grappling with regulatory uncertainty. Combined with XRP’s capped supply of 100 billion tokens—40% of which remain in escrow controlled by Ripple—this scarcity profile aligns with traditional value-storage characteristics like durability and resistance to inflation [1].

Institutional interest further amplifies XRP’s appeal. Over a dozen firms, including Bitwise and Franklin Templeton, are awaiting regulatory approval to launch XRP-based ETFs. This mirrors the surge in Bitcoin ETF applications earlier in the cycle, with analysts suggesting a similar influx of capital could follow for XRP if approvals are granted. Additionally, companies such as VivoPower International and Webus have committed to holding XRP as a long-term asset, rather than converting it to fiat, signaling growing institutional confidence [1].

Price projections for XRP remain speculative but bullish. Rector forecasts a cycle peak of $20–$30, representing a 500%+ surge from the token’s current price of $3.16. Other analysts, including Altcoin Daily’s Aaron Arnold, have outlined scenarios where XRP could reach $5–$9 by 2026, contingent on Bitcoin’s performance. Arnold attributes this potential to Ripple’s stablecoin, RLUSD, which has surpassed $500 million in market capitalization and could drive XRP’s burn rate by increasing adoption on the XRP Ledger (XRPL) [1].

Regulatory momentum also plays a role in XRP’s trajectory. Ripple has secured over 60 global licenses, with executives compared to “investment bankers” for their compliance-focused strategy. This credibility is reinforced by the pending XRP futures ETF launched by Teucrium CEO Sal Gilbertie in April, which highlights the token’s utility in cross-border transactions [1]. However, short-term volatility persists, with XRP recently dropping 4% in 24 hours despite remaining above $0.50 [4].

While long-term forecasts vary—ranging from $5–$15 in 2026 to $500 by 2030—analysts emphasize the importance of real-world utility. RLUSD’s adoption and XRP’s role as a “bridge currency” in Ripple’s ecosystem are seen as critical drivers. If these trends continue alongside regulatory clarity and institutional adoption, XRP could transition from a speculative asset to a legitimate store of value. Investors are cautioned, however, to treat such predictions as speculative, given the inherent volatility of cryptocurrency markets [1][2][3].

Source:

[1] [Expert Says Many “Will Look to XRP As a Store of Value”. Here’s when](https://timestabloid.com/expert-says-many-will-look-to-xrp-as-a-store-of-value-heres-when/)

[2] [Here's What 1000 XRP Could Be Worth in 2026](https://thecryptobasic.com/2025/07/26/heres-what-1000-xrp-could-be-worth-in-2026/)

[3] [Ripple's $500B Market Cap Target](https://captainaltcoin.com/ripples-xrp-500b-market-cap-target-by-2026-is-a-big-deal-but-this-cheaper-crypto-will-make-you-a-millionaire-sooner/)

[4] [XRP Price Prediction: Ripple Investors Are Eyeing Viral Altcoin](https://coincentral.com/xrp-price-prediction-ripple-investors-are-eyeing-viral-altcoin-being-dubbed-the-new-xrp/)