XRP News Today: XRP Gains Short-Term ETF Momentum as Solana Eyes Long-Term Institutional Growth

Experts have diverged in their predictions for which cryptocurrency—XRP or Solana (SOL)—will dominate inflows into spot exchange-traded funds (ETFs) if approved simultaneously, with early consensus favoring XRP’s short-term momentum but Solana’s long-term potential. In an interview hosted by Kyle Chassé, Bitwise’s Chief Investment Officer Matt Hougan and Bloomberg ETF analyst James Seyffart highlighted structural differences in retail and institutional demand, regulatory clarity, and market narratives as key factors shaping the outlook [1].

Seyffart argued that XRP’s retail-driven adoption, evidenced by strong performance of derivative-based products and social media engagement, would give it an initial edge. He noted that XRP-focused ETFs have historically outperformed Solana counterparts in asset accumulation, despite derivatives-based products lacking the demand of spot offerings. “The ground game is unreal” for XRP, Seyffart said, referencing its popularity among retail investors on platforms like TikTok and Reddit. He also cited a “pseudo spot product” from Rex Osprey that leveraged staking to offer Solana exposure but failed to shift his near-term preference for XRP [1].

Hougan concurred, emphasizing that XRP’s fervent retail base—exemplified by a 1,200-attendee conference in Las Vegas—would drive day-one inflows. “It doesn’t matter that 90% of people hate it. What matters is 10% of people love it,” he stated, attributing XRP’s immediate appeal to its narrative as a “bank settlement system” among mass-market investors. However, both analysts acknowledged Solana’s institutional traction and technical advancements could tilt long-term allocations. Hougan suggested Solana’s narrative evolution—such as its performance in decentralized finance (DeFi) infrastructure—might eventually surpass XRP’s retail-centric momentum [1].

Supporting this bifurcated outlook, recent data showed XRP’s price surged 45% in a month, driven by optimism around its post-SEC legal resolution. The Teucrium 2x Long Daily XRP ETF (XXRP) attracted $160 million in inflows since mid-June, with analysts like Ali Martinez forecasting a potential $15 price target if XRP breaks a bullish flag pattern [2]. More aggressive projections hinted at a $30 price in “cycle breakout” scenarios, though legal uncertainties and regulatory risks remain unresolved [3].

Solana, meanwhile, faces a different challenge. While its 30% monthly price increase aligns with broader altcoin gains, forecasts for SOL range from $255 to $480—a 2.5x gain from current levels—driven by ETF demand and its technical advantages, such as faster transaction speeds and developer activity [4]. Analysts caution, however, that institutional adoption is not guaranteed, with competition from Ethereum and regulatory scrutiny posing risks.

The broader ETF landscape remains dynamic. Ethereum-based ETFs have drawn $1.3 billion in Q2 2025 inflows, but XRP and Solana are carving distinct niches. XRP’s legal legacy complicates its institutional adoption, while Solana’s scalability ambitions depend on sustained technical execution. Regulatory clarity has amplified speculative bets, with XRP’s post-SEC surge reflecting renewed confidence, though its future hinges on resolving lingering legal disputes [5].

As summer progresses, investors will monitor ETF inflow trends and price action to gauge which asset gains traction. While XRP’s immediate forecasts are more aggressive, Solana’s longer-term potential hinges on ecosystem growth and institutional alignment. The competition underscores the maturation of crypto markets, where spot ETFs are becoming pivotal battlegrounds for capital allocation.

Sources:

[1] [XRP Vs. Solana: Experts Predict Which Spot ETF Will Lead Inflows](https://www.newsbtc.com/xrp-news/xrp-vs-solana-experts-which-spot-etf-will-lead-inflows/)

[2] [Ripple’s Long Game: Could a $30 XRP Price Be Realistic Post-ETF?](https://coincentral.com/ripples-long-game-could-a-30-xrp-price-be-realistic-post-etf-new-data-suggests-it-might-be/)

[3] [XRP Price Prediction Signals $6 Target Despite Long Squeeze Pain](https://coincentral.com/xrp-price-prediction-signals-6-target-despite-long-squeeze-pain/)

[4] [Solana Price Prediction: SOL To Surge While Ethereum ...](https://www.mitrade.com/insights/news/live-news/article-3-979408-20250723)

[5] [Ethereum XRP Solana Litecoin and MAGACOIN FINANCE ...](https://www.ainvest.com/news/xrp-news-today-ethereum-xrp-solana-litecoin-magacoin-finance-emerge-2026-top-picks-driven-regulatory-clarity-institutional-adoption-2507/)