XRP News Today: XRP Gains Momentum as Whale Accumulation and Institutional Demand Drive Liquidity Surge

Large-scale liquidity is currently surging in the XRP market, signaling a potential shift in the asset's short-term and long-term trajectory. Recent on-chain activity shows that major investors, or "whales," have accumulated over 310 million XRP tokens in just a few days, valued at nearly $1 billion, during a brief market correction. This accumulation has led to significant outflows from exchanges, reducing the available supply of XRP and creating a tightening liquidity environment [1].

At the same time, liquidity walls that previously capped price movements are now dissipating. This suggests that the price of XRP may soon experience upward momentum with less resistance. Technical analysts are monitoring key price levels, with $3.60 and $4.00 seen as initial targets, and more bullish scenarios projecting a move toward $6.00 or even $9.00 [1]. XRP is currently consolidating between $3.40 and $3.56, with a clean break above $3.56 potentially unlocking a path toward $5.80. A failure to hold above $3.40, however, could result in a pullback toward $3.20 [1].

Institutional demand is also playing a key role in driving XRP higher. The recent launch of the ProShares Ultra XRP ETF has brought a significant amount of institutional capital into the market, helping the asset recover quickly from dips and pushing prices back toward $3.47 [1]. Meanwhile, ongoing regulatory clarity in the U.S. regarding XRP's legal status has increased investor confidence and encouraged longer-term positioning.

The liquidity surge is not only driven by whales and institutional investors but also by broader market adoption. Smart money is increasingly moving large volumes of XRP to platforms such as FindMining, where they can generate stable passive income, indicating growing institutional interest in the asset [3]. Analysts have also noted that if institutions were to accumulate approximately 1.9 billion retail XRP, the price could surge to between $20 and $33 [4].

Looking further ahead, speculative models based on XRP’s potential in global remittance corridors—particularly in Africa and Asia—suggest even higher price levels. These regions receive nearly $491 billion in remittances annually, and if XRP were to dominate this market, its value could rise significantly. For instance, in a scenario where XRP serves as a reserve asset supporting this remittance volume with a 4x liquidity buffer, the projected price could reach $33.15. Other models estimate prices of $20.72 and $27.62, depending on adoption levels and supply dynamics [2].

Ripple has already begun expanding its infrastructure in these regions. The company has launched blockchain-powered payment solutions across 27 African countries and partnered with firms such as Chipper Cash and Onafriq to facilitate faster, cheaper cross-border transactions. In Asia, Ripple has established a presence in Singapore and formed key partnerships in Japan, including with HashKey DX, to integrate XRP-based solutions into supply chain operations [2].

Despite these bullish signals, the market is not without challenges. XRP has recently faced resistance below $3.32, and broader macroeconomic factors—such as potential U.S. policy shifts—could influence its performance. While some analysts predict a potential rally to $7–$12 if key resistances are broken and institutional demand continues to rise, the current price remains near $3.17, and technical indicators remain mixed [5][6].

Overall, the growing liquidity and strategic expansion of Ripple’s XRP-based payment solutions suggest that the asset is moving beyond speculative trading and into a phase of broader utility and adoption. As XRP continues to establish itself in remittance corridors and financial infrastructure, its long-term value may increasingly reflect its practical use cases rather than short-term market volatility.

Source:

[1] Times, Huge XRP Liquidity Building Up. Here’s What It Means for Price (https://timestabloid.com/huge-xrp-liquidity-building-up-heres-what-it-means-for-price/)

[2] The Crypto Basic, Here's What XRP Could Be Worth If It Handled Remittances Across Africa and Asia (https://thecryptobasic.com/2025/07/31/heres-what-xrp-could-be-worth-if-it-handled-remittances-across-africa-and-asia/)

[3] Barchart.com, Smart Money Is Moving Large Amounts Of XRP To FindMining To Achieve Stable Asset Appreciation (https://www.barchart.com/story/news/33783057/smart-money-is-moving-large-amounts-of-xrp-to-findmining-to-achieve-stable-asset-appreciation)

[4] AInvest, XRP News Today: Ripple XRP Price Could Surge to $20–$33 (https://www.ainvest.com/news/xrp-news-today-ripple-xrp-price-surge-20-33-dominates-remittance-markets-africa-asia-2507/)

[5] Mitrade, Ripple Price Forecast: XRP shows signs of exhaustion as focus shifts to Trump tariffs impact (https://www.mitrade.com/insights/news/live-news/article-5-1002635-20250801)

[6] Analytics Insight, ChatGPT Predicts $9-$12 Rally for Ripple (XRP) (https://www.analyticsinsight.net/cryptocurrency-analytics-insight/chatgpt-predicts-9-12-rally-for-ripple-xrp-and-8500-surge-for-new-trending-crypto-below-1)