XRP News Today: XRP Gains Institutional Momentum as Regulators and Tech Align

European platform One Trading has launched the first regulated XRP/EUR perpetual futures, marking a pivotal moment in the cryptocurrency's institutional adoption [1]. The product, now available in a MiFID II-compliant environment, allows both institutional and retail investors to trade leveraged XRP against the euro within a secure and regulated framework. This move underscores a growing recognition of XRP as a credible asset, offering legitimacy that could attract a broader pool of traders and investors who were previously hesitant to engage with the asset due to regulatory uncertainties.

According to recent data, institutional investors have purchased over $1 billion worth of XRP tokens in 2025, a sign of the token’s increasing appeal in the institutional space [2]. This surge in institutional interest aligns with broader market dynamics, including a favorable regulatory environment. The U.S. Securities and Exchange Commission (SEC) lawsuit against Ripple, which had dragged on since 2020, concluded in August 2025, with both parties agreeing to drop their appeals. This resolution has provided a level of clarity that many market participants had been waiting for, further bolstering investor confidence in XRP's legal standing.

In parallel, XRP's real-world utility continues to gain traction. The token plays a central role in Ripple’s cross-border payment network, where it serves as a bridge currency. The process allows for transactions to settle in as little as three to five seconds with fees under $0.01, significantly faster and cheaper than traditional banking systems [2]. This functionality is particularly valuable for institutions seeking to optimize global payment processes, further reinforcing XRP’s strategic importance in the digital asset ecosystem.

Market indicators also suggest sustained interest in XRP among large investors. On-chain data from Santiment reveals that whale activity for XRP has reached a multi-month high, with the 50-day average of transactions exceeding $100,000 reaching its highest level in five months [3]. Additionally, XRP wallets holding between 1 million and 10 million tokens have increased their holdings by 300 million tokens, pushing their total to 6.72 billion as of August 18. This accumulation suggests that institutional and high-net-worth investors view XRP as a compelling long-term opportunity, despite recent market volatility.

The launch of regulated XRP futures by One Trading also signals a broader shift in the crypto industry toward institutional-grade infrastructure. As major players seek secure and compliant trading avenues, platforms that offer such services—alongside robust risk management tools—stand to capture a significant share of the market. This transition is not limited to exchanges but extends to the foundational tools used by traders and investors, such as secure and multi-chain wallets. Projects like Best Wallet, which integrate advanced security protocols and a comprehensive suite of products, are well positioned to benefit from this trend [1].

Source: [1] Europe's First Regulated XRP Futures Arrive, Powering a New Era for the Best Token (https://disruptafrica.com/2025/08/19/europes-first-regulated-xrp-futures-arrive-powering-a-new-era-for-the-best-token/) [2] 3 Reasons XRP Has Dominated the Cryptocurrency Market in ... (https://finance.yahoo.com/news/3-reasons-xrp-dominated-cryptocurrency-212500033.html) [3] Cardano and XRP Whale Activity Hits Multi-Month High ... (https://finance.yahoo.com/news/cardano-xrp-whale-activity-hits-160753452.html)