XRP News Today: XRP Gains Institutional Backing as CEO Highlights Payment Utility and $200M Stake

Jake Claver, CEO of Digital Wealth Partners, recently highlighted the overlooked potential of XRP, marking his YouTube channel’s 100,000 subscriber milestone by emphasizing the token’s future in institutional finance [1]. His firm currently holds over $200 million in XRP, reflecting strong conviction in its long-term utility [1]. Claver argues that XRP’s design makes it a natural fit for institutional transactions, particularly in the settlement of tokenized assets as blockchain adoption grows [1].

He explained that XRP’s role could evolve similarly to how early email systems developed—initially requiring users to be on the same platform, but eventually enabling seamless, cross-border communication through standardized protocols [1]. Claver envisions XRP playing a comparable role in digital payments, bridging diverse apps and banking systems while reducing reliance on intermediaries [1].

Digital Wealth Partners also provides crypto-backed loans, including those secured by XRP, with loan-to-value ratios as high as 80% and interest rates between 13% and 16% [1]. The CEO suggested that potential partnerships could further reduce these rates, integrating traditional wealth management with digital assets [1]. His firm operates as an extension of existing financial advisory teams, particularly for clients managing IRAs and 401Ks, offering a hybrid model that aligns with evolving investor needs [1].

Looking ahead, Claver anticipates key developments in mid-August 2025, when the U.S. Securities and Exchange Commission is expected to provide clarity on XRP’s regulatory status [1]. A favorable outcome could trigger a price rally, while delays or ambiguous guidance may lead to volatility [1]. Paul Howard of Wincent also noted that broader U.S. monetary policy, including potential rate cuts in September, could influence investor sentiment in the crypto space [1].

Currently, XRP is trading at $2.94, and its trajectory will largely depend on real-world adoption, regulatory clarity, and macroeconomic factors [1]. Claver emphasized that while XRP’s path may not be linear, its potential to reshape next-generation payment systems remains a compelling narrative for investors willing to navigate the uncertainty [1].

Source: [1] The $200 Million XRP Play: CEO Spills What Traders Overlook (https://www.newsbtc.com/altcoin/the-200-million-xrp-play-ceo-spills-what-traders-overlook/)