XRP News Today: XRP Gains 5% in 2025 as Regulatory Clarity and ETF Approval Loom

XRP, the cryptocurrency associated with Ripple, has shown modest gains of 5% in the first half of 2025. However, several upcoming developments suggest that the remainder of the year could bring stronger momentum for XRP. Three key factors are driving this potential surge: regulatory clarity, the emergence of XRP-focused treasury strategies, and the potential approval of spot XRP ETFs.

The legal uncertainty surrounding XRP is nearing resolution. Ripple has indicated that the Securities and Exchange Commission (SEC) is preparing to drop its case against the company. In June, Ripple announced plans to withdraw any future appeals, while the SEC suggested it would cease pursuing additional appeals. The case is expected to conclude by the end of July. Beyond the lawsuit, significant legislative efforts are progressing in Congress to create a more structured regulatory environment for digital assets. Two proposed laws, the Genius Act and the Clarity Act, are particularly relevant to XRP. The Genius Act sets out rules for stablecoins, a segment where the XRP blockchain could see new growth. Meanwhile, the Clarity Act would establish a regulatory framework for all digital assets, potentially removing barriers for institutional investors wary of compliance risks. Both bills are projected to reach the President’s desk for signature before Congress recesses in August, creating an environment of regulatory certainty that could benefit XRP’s adoption and value.

Another trend worth noting is the rise of companies adding XRP to their corporate treasuries. In June, VivoPower International announced plans to acquire $120 million worth of XRP for its balance sheet, marking the first such move of its kind. Soon after, Trident Digital Tech Holdings revealed it would allocate $500 million in XRP. These decisions echo the approach taken by Strategy, formerly MicroStrategy, which amassed a significant Bitcoin position over the past five years, now valued at $65 billion. Although current XRP treasury initiatives are limited to smaller companies, there is growing anticipation that a larger firm may follow suit in the coming months. Analysts have suggested the possibility of a “MicroStrategy of XRP” emerging before the end of summer, which could further validate and elevate the asset in corporate finance circles.

Perhaps the most anticipated development is the SEC’s pending decision on spot XRP exchange-traded funds (ETFs). According to the analyst's forecast, there is a 95% likelihood that the SEC will approve a spot XRP ETF this year. The deadline for a final decision is mid-October. However, approval could come earlier. The recent SEC approval of a Grayscale fund holding XRP, Bitcoin, and Ethereum suggests momentum is building toward acceptance of dedicated spot XRP ETFs. If approved, spot ETFs would allow institutional capital to flow into XRP more easily, particularly once regulatory legislation is finalized. Industry observers have noted that such developments would signal that “it’s OK to invest in XRP,” removing legal and compliance concerns that previously restrained investment from larger entities.

Investors should remain mindful of potential risks despite these positive catalysts. XRP has fallen short of expectations before, and if any of these developments fail to materialize, its price may stagnate or grow only modestly. However, if the three catalysts align as anticipated, there is optimism that XRP could retest its historical highs and strengthen its position in the market before year-end. Given the current trajectory and the convergence of these factors, summer 2025 appears to offer a unique opportunity for those considering entering or expanding their positions in XRP.