XRP News Today: XRP Founder Warns 99% of Holders May Exit Due to Financial Pressures

Coin WorldSunday, Jun 22, 2025 3:05 am ET
2min read

Edoardo Farina, the founder of Alpha Lions Academy, has issued a warning to XRP holders, emphasizing that only a small percentage of investors will remain long enough to see the asset’s full potential. Initially, he estimated that 95% of XRP investors would be “left behind.” He has now revised that estimate, stating that 99% of holders may eventually exit the market, not due to lack of belief, but because of unavoidable financial pressures.

Farina cited the ongoing economic downturn as the primary reason many retail holders are likely to sell prematurely. He believes that inflation is diminishing the real value of money at a rapid pace. He explained that “$100 today feels like $10 yesterday” and “The cost of living keeps increasing.” He believes this erosion of purchasing power is making it increasingly difficult for investors to hold onto speculative assets like XRP, especially when facing everyday expenses.

He also pointed to global layoffs caused by automation and artificial intelligence, alongside rising debt obligations such as student loans, as key contributors to this financial strain. Farina explained that many individuals are left with no option but to sell their XRP to meet essential living costs.

Farina argues that in the current environment, even owning what was once considered a modest amount of XRP is becoming a financial luxury. At current prices, acquiring 1,000 XRP costs over $2,100, and reaching 10,000 XRP would require over $21,000—sums that are increasingly inaccessible for average investors. He believes that the opportunity to accumulate such amounts may soon disappear for most. He believes that the inability to retain XRP holdings is not due to doubts in the asset’s future, but rather a reflection of worsening financial circumstances. For Farina, the challenge isn’t just about buying XRP, but being able to resist selling in difficult times.

In light of his projection that 99% of XRP holders may be forced to exit prematurely, Farina offered several suggestions for those aiming to be among the 1% who remain. He strongly advised against selling XRP to cover everyday expenses, especially for those who anticipate long-term price targets of $100 or more. Farina cautioned that once sold, XRP may be difficult to reacquire if prices rise significantly, referencing past movements from $0.50 to over $2 as an example.

He encouraged investors to seek out alternative sources of income. He suggested that individuals consider relocating to lower-cost regions to ease the burden of rising living costs. Additionally, Farina urged investors to use their smartphones as tools for generating income. He encourages creativity and resourcefulness as strategies for long-term participation in the XRP market. His central message is that maintaining XRP holdings requires more than belief—it requires adaptation.

Farina maintains that the opportunity to secure a place among the 1% who benefit from a potential major XRP price surge still exists, but time and conditions are working against most investors. He warned that once the price climbs beyond current levels, re-entry will become far more difficult for those who sold early. In his view, those who can resist the pressure to liquidate and instead adopt alternative strategies to manage their finances will be better positioned for potential future gains. Farina’s final message to the XRP community is clear: long-term success in this market may require sacrifices and a change of lifestyle. But those actions could determine who thrives and who is left behind.