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Recent discussions surrounding the potential inclusion of XRP in a U.S. crypto reserve have sparked significant debate and scrutiny. A post by Coin Bureau highlighted the political dynamics at play, particularly focusing on the actions of Senator Cynthia Lummis, a prominent supporter of digital assets and head of the Senate Digital Assets Subcommittee. Lummis recently canceled a meeting with Ripple CEO Brad Garlinghouse without providing a public explanation, raising concerns about her impartiality toward different crypto projects, especially XRP.
The XRP community uncovered online activity by Lummis’s son-in-law, Will Cole, which revealed a strong negative stance toward both Ripple and XRP. Cole reportedly reposted content describing XRP as a “fake token” and referring to Ripple as a “centralized joke of a scam.” This discovery has intensified questions about whether personal bias might influence Lummis’s decisions on digital asset policy. This scrutiny is particularly relevant given Lummis’s role in advocating for the creation of a U.S. Strategic Bitcoin Reserve, a proposal that emphasizes Bitcoin as the digital asset of choice for national strategic interests. Critics view this alignment with Bitcoin as potential favoritism that sidelines other projects, including XRP.
Speculation about XRP being considered for inclusion in the reserve had previously been fueled by a post on Truth Social attributed to Donald Trump. In that post, several major cryptocurrencies were mentioned, including Bitcoin, Ethereum, Solana, Cardano, and XRP. However, when the formal executive order was later released, only Bitcoin was referenced, with no mention of XRP or any other altcoin. This omission has led many to question whether XRP is being deliberately excluded.
The broader institutional hurdles XRP faces in the United States include ongoing delays in the approval of XRP-based exchange-traded funds (ETFs). Applications from entities such as 21Shares and Grayscale remain unapproved, with some analysts suggesting that approval might not come until later in the year. These regulatory delays further complicate the possibility of XRP gaining official recognition or integration into federal crypto strategies.
Coin Bureau concluded that XRP’s chances of being included in any future U.S. crypto reserve currently appear low. The combination of unresolved legal matters, ETF approval obstacles, and now indications of political and personal bias contributes to a challenging environment for XRP in U.S. regulatory and strategic circles. The legal challenges surrounding XRP are particularly noteworthy, as the cryptocurrency has been embroiled in a lengthy legal battle with the U.S. Securities and Exchange Commission (SEC), which has accused Ripple, the company behind XRP, of conducting an unregistered securities offering. This legal dispute has cast a shadow over XRP's future, making it less likely to be considered for inclusion in a U.S. crypto reserve.
Analysts have also highlighted the importance of regulatory clarity for cryptocurrencies like XRP. The lack of a clear regulatory framework in the U.S. has created uncertainty, making it difficult for institutions to invest in or adopt XRP. This regulatory ambiguity is a significant barrier to XRP's inclusion in a national reserve, as it would require a high degree of confidence and stability in the cryptocurrency's legal status. Despite these challenges, some analysts remain optimistic about XRP's future. EGRAG Crypto has predicted a timeline for XRP to reach its ultimate two-digit target of $27, highlighting potential breakout catalysts. Similarly, BarriC, a market expert, expects XRP to hit $10 first, followed by a push to $20 in the months ahead. These predictions are based on the potential for XRP to overcome its legal and regulatory hurdles and gain wider institutional adoption. However, these optimistic forecasts must be viewed in the context of the current legal and regulatory landscape. The unresolved legal matters and ongoing regulatory scrutiny create significant risks that could derail XRP's progress. Until these issues are resolved, the chances of XRP being included in a U.S. crypto reserve remain low.
In summary, while there is potential for XRP to achieve significant milestones in the future, the current legal and regulatory challenges pose substantial obstacles. These factors make it unlikely that XRP will be included in any future U.S. crypto reserve in the near term.
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