XRP News Today: XRP Eyes $9.63 Target as Mastercard Partnership Drives 200% Surge Outlook

XRP has drawn significant attention following a projection from market analyst Crypto Joe, who anticipates a potential 200% surge, pushing the token toward $9.63. This forecast is rooted in historical cycle analysis, highlighting striking similarities between XRP’s current market structure and past breakout patterns. According to Joe, XRP has consistently delivered explosive gains after clearing key liquidity zones, suggesting that the current consolidation phase could precede another parabolic rally [1]. At the time of this report, XRP was trading at $2.94, reflecting a 3% decline over the past 24 hours, after previously reaching an all-time high of $3.65.

The bullish momentum is further supported by a strategic partnership involving Mastercard, XRP, and WebBank, set to revolutionize the integration of digital assets with traditional financial systems. According to crypto analyst Smart Degen, the collaboration aims to launch a credit card product built on XRP’s blockchain infrastructure by August 25, 2025 [1]. Mastercard, a global payment leader, has been expanding its digital asset initiatives, while XRP provides fast, low-cost cross-border settlement capabilities. WebBank, an FDIC-insured U.S. bank, ensures regulatory compliance and operational stability for the product.

A significant hint of this development came through a high-profile billboard displayed by Gemini in New York City. The billboard, shared on the platform’s X account, featured a sleek XRP-branded Mastercard mock-up with the date 8.25.25 and the phrase “Prepare your bags” [1]. The image has intensified speculation about an imminent payment product tied to XRP. Analysts and crypto outlets have noted that the card mock-up is labeled “Issued by WebBank,” suggesting that the product will be issued through a regulated U.S. bank, a key factor in ensuring regulatory compliance and a smooth rollout [1].

While marketing efforts are already underway and there is strong interest from exchanges and payment partners, the precise details of the product remain to be finalized. These include whether transactions will run directly on XRP’s blockchain, how currency conversion will function, and the specific roles of Ripple, Gemini, Mastercard, and WebBank [1]. Industry coverage describes the development as a potential milestone but emphasizes that specifics are still being worked out.

The potential partnership between Mastercard and XRP is seen as a significant step toward integrating blockchain technology into mainstream finance. An XRP-powered credit card could validate the real-world utility of blockchain, moving it beyond speculative trading to tangible financial applications [1]. If confirmed, this collaboration may redefine how digital assets interact with traditional financial systems, accelerating adoption across banks, merchants, and consumers.

At the same time, if the historical pattern outlined by Crypto Joe holds true, XRP could be on the cusp of another major price surge. The $9.63 target represents a key level that, if reached, would mark a significant milestone for the token [1].

Source: [1] XRP Targets $9.63 — A Potential 200% Surge as Mastercard Partnership Fuels Momentum About First XRP-Powered Credit Card (https://coinmarketcap.com/community/articles/68ac46da023a1337c9af2887/)