XRP News Today: XRP Eyes $4.00 Target by 2025 End as ETF Speculation and Legal Progress Drive Momentum

XRP is showing renewed momentum amid speculation surrounding the potential approval of spot exchange-traded funds (ETFs), with analysts forecasting the token could reach $4 by year-end 2025. The price target is driven by ongoing legal developments involving Ripple and the U.S. Securities and Exchange Commission (SEC), as well as growing institutional interest in cryptocurrency assets. XRP surged 43% in July 2025 following reports that the SEC may withdraw its appeal in Ripple’s prolonged legal battle, a move that could pave the way for XRP ETFs. A conservative price forecast from July 25, 2025, estimates XRP could hit $4.00–$4.50 by year-end, supported by technical analysis and increased institutional demand [1]. This aligns with a July 7 report from FundStrat, which projected a $4 price target for XRP if regulatory clarity on ETFs emerges [2].

While the token briefly climbed to $3.66 in early July, it has since corrected by 17%, trading near $3.00 as of July 26, 2025. Key technical indicators suggest strong support above $3.00, with bulls anticipating a retest of prior resistance levels. However, volatility persists due to regulatory delays. The SEC’s delayed approval of the Bitwise crypto ETF triggered a 6% drop in XRP on July 25, highlighting the asset’s sensitivity to regulatory timelines [3]. Despite this, Ripple itself has set a more ambitious $12 price target for late 2025, contingent on favorable litigation outcomes and adoption in cross-border payments [4]. Analysts caution that this figure remains speculative, as legal challenges with the SEC remain unresolved.

The broader cryptocurrency market is also influenced by institutional inflows and regulatory shifts. Solana’s recent spot ETF approval has drawn $12 million in institutional capital, boosting its market position and total value locked (TVL) in decentralized finance (DeFi). This development underscores the growing legitimacy of crypto assets among institutional investors and highlights the potential for similar outcomes for XRP if ETF approvals materialize. Strategic partnerships, including efforts led by Ripple CEO Brad Garlinghouse, are critical in aligning investment products with regulatory frameworks. These developments are reshaping market dynamics, with XRP and Solana emerging as key beneficiaries of evolving compliance landscapes [5].

Market comparisons to Bitcoin’s 2024 ETF rally are frequent, though XRP faces unique hurdles. The delayed approval of the Bitwise crypto ETF has introduced short-term uncertainty, causing XRP to dip 6% on July 25. However, the token’s market capitalization has surpassed $179 billion, reflecting sustained institutional demand. Analysts note that while ETF speculation provides upward momentum, broader market conditions—such as Bitcoin’s recent pullback and Ethereum’s staking dynamics—will also influence XRP’s trajectory [6].

Institutional investors are closely monitoring the SEC’s regulatory timeline, with a July 23 analysis indicating a shift in market sentiment toward anticipating a “next XRP rally” if major firms like BlackRock file ETF applications. This optimism is tempered by the need for legal clarity, as unresolved litigation could delay ETF approvals. Nonetheless, the current environment signals a growing appetite for crypto assets among institutional players, driven by the potential for enhanced transparency and market accessibility.

XRP’s price movements remain tied to regulatory developments and market sentiment. While the $4 target appears achievable based on current technical and institutional trends, the $12 projection from Ripple requires favorable legal outcomes and widespread adoption in cross-border use cases. The interplay between ETF speculation, regulatory clarity, and institutional inflows will likely shape XRP’s trajectory in the coming months, with market participants closely watching for further developments from the SEC.

Sources:

[1] [XRP drops 6% as SEC delays Bitwise crypto ETF — is this...](https://m.economictimes.com/news/international/us/xrp-sinks-6-percent-again-as-sec-delays-bitwise-crypto-etf-is-the-dip-a-red-flag-or-a-golden-buy-signal-heres-the-2025-xrp-price-prediction-you-need-to-see/articleshow/122859722.cms)

[2] [Bitcoin Whale Dumps $9B, Altcoins Whipsaw, NFTs Boom...](https://ts2.tech/en/bitcoin-whale-dumps-9b-altcoins-whipsaw-nfts-boom-and-regulators-swoop-crypto-news-roundup-july-25-26-2025/)

[3] [Bitcoin Pulls Back, Leaving A Mixed Sentiment In Crypto...](https://seekingalpha.com/article/4804692-bitcoin-pulls-back-leaving-mixed-sentiment-crypto-markets)

[4] [Ripple's XRP Target Jumps 250% as Legal Hurdles Loom...](https://www.ainvest.com/news/xrp-news-today-ripple-xrp-target-jumps-250-legal-hurdles-loom-meme-coin-lilpepe-pursues-1-social-media-buzz-2507/)

[5] [XRP News Today: Will BlackRock Fuel the Next XRP Rally?](https://www.fxempire.com/forecasts/article/xrp-news-today-will-blackrock-fuel-the-next-xrp-rally-1536622)

[6] [Ethereum Exit Queue Surges, Investors Watch Closely](https://m.economictimes.com/crypto-news-today-live-26-jul-2025/liveblog/122911908.cms)