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Ripple’s
is drawing growing interest from both retail and institutional investors, fueled by speculation around potential spot ETF approvals, increased whale activity, and bullish price forecasts. Analysts are increasingly aligning their expectations with a key regulatory decision window in October 2025, when the U.S. Securities and Exchange Commission is expected to rule on applications from major asset managers including Grayscale and Franklin Templeton. If approved, these ETFs could introduce a new wave of institutional capital and significantly enhance XRP’s legitimacy in the mainstream financial market [1].Technical analysis from crypto analyst EGRAG CRYPTO suggests that XRP could be on a trajectory to reach between $27 and $31, based on Fibonacci extension projections. This approach, typically applied to
, is being extended to XRP to highlight what some see as a potential undervaluation relative to other major crypto assets. The analysis also notes a broader market cycle potentially extending through 2028, with a bull market top expected in late 2025 and a bearish phase emerging in 2026 [1].Whale activity has also become a focal point in XRP’s recent price narrative. On-chain data indicates that large holders have accumulated approximately 900 million XRP in August 2025, tightening exchange supply and stabilizing the token around the $3 level. In contrast, a sudden 660 million XRP transfer to exchanges in July triggered a 22% price correction. These movements underscore the influence of whale behavior on XRP’s short-term volatility, while long-term accumulation patterns suggest sustained bullish conviction [1].
Market observers are also paying attention to the token’s utility-driven developments. Ripple’s upcoming RLUSD stablecoin, set to launch in Japan in 2026, is expected to strengthen XRP’s role in cross-border payments. Additionally, upgrades to the XRP Ledger (XRPL) such as EVM compatibility and improved token escrow features are seen as steps to attract institutional and developer adoption, further broadening XRP’s use cases and potential demand [1].
The convergence of these factors — regulatory progress, whale accumulation, and ecosystem upgrades — has positioned XRP as a key player in the altcoin space. With a potential $30 price target by mid-2026, the asset appears well-placed to benefit from a broader bull market narrative, particularly if ETF approval materializes as expected [2][3].
[1] Coindoo, "XRP's Next Big Move: ETF Hype, Whale Accumulation, and a $30 Target," 2025-08-14, https://coindoo.com/market/xrps-next-big-move-etf-hype-whale-accumulation-and-a-30-target/
[2] AInvest, "XRP Institutional Re-Rating: How Ripple's Hub Server 2025 Upgrades Unlock $10B Market Opportunity," 2025-08-23, https://www.ainvest.com/news/xrp-institutional-rating-ripple-hub-server-2025-upgrades-unlock-10b-market-opportunity-2508/
[3] Binance, "Latest XRP News, Opinions and Feed Today," 2025-08-22, https://www.binance.com/en-IN/square/hashtag/XRP

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