XRP News Today: XRP ETPs Attract $189.6M Weekly Inflows Amid U.S. Mortgage Law Developments

XRP-linked exchange-traded products (ETPs) have attracted $189.6 million in net inflows for the week ending July 25, according to CoinShares, placing them third in terms of institutional interest behind Ethereum (ETH) and Solana (SOL) [1]. This inflow marks the 15th consecutive week of positive flows for global crypto ETPs, which collectively saw $1.9 billion in new capital during the period. Year-to-date, cumulative inflows have reached $29.5 billion, while total assets under management across crypto ETPs have hit a record $221.4 billion [1].

The surge in XRP ETP flows has been attributed to anticipation of potential U.S. regulatory developments. James Butterfill of CoinShares noted that the inflows likely reflect investor positioning ahead of possible approvals for spot or futures XRP ETFs [1]. This trend is further highlighted by the contrasting performance of Bitcoin, which recorded $175 million in outflows during the same week [1]. The shift in capital flows underscores a growing institutional interest in XRP as a speculative and potentially regulated asset.

Technical indicators also support the momentum. On-chain data reveals that the average daily creation of new XRP wallets has exceeded 7,500 addresses, while whale accumulation has helped support price levels above $3.3 [1]. Additionally, golden-cross signals on technical charts suggest a bullish outlook for XRP [1].

Recent regulatory changes in the U.S. have contributed to the positive sentiment. The Federal Housing Finance Agency (FHFA) directed Fannie Mae and Freddie Mac to include cryptocurrency holdings directly in mortgage risk assessments, removing the prior requirement to convert crypto into USD [1]. This development was followed by the introduction of the 21st Century Mortgage Act by Senator Cynthia Lummis, which would allow crypto assets, including XRP, to be used as collateral for U.S. mortgages without conversion to fiat [1].

For XRP holders, these developments represent a significant step toward broader acceptance. The new regulatory environment allows individuals to retain their XRP while still qualifying for home loans, offering a practical application for the asset. Analysts suggest that institutional recognition and expanding utility could drive demand and potentially increase XRP’s price from the $3 range to $6 or higher in the near term [1].

Enthusiasts have already begun expressing optimism on social platforms, with some predicting that XRP could soon function as mortgage collateral under U.S. regulations [1]. As the White House continues to finalize its broader crypto policy, the alignment between regulatory progress and market interest appears to be strengthening XRP’s position as a mainstream financial asset [1].

The regulatory and institutional developments are reinforcing the view of XRP-linked investment products as more than speculative plays. With increasing clarity around XRP’s regulatory status in the U.S. and growing ecosystem usage, these products are being considered as viable components of diversified investment portfolios [1].

Source:

[1] XRP ETPs See $189M Weekly Inflows as U.S. Mortgage Law Sparks Investor Buzz (https://coinpaper.com/10263/xrp-et-ps-see-189-m-weekly-inflows-as-u-s-mortgage-law-sparks-investor-buzz)