XRP News Today: XRP ETFs Surge with $245M Inflows, Liquidity Risks Loom

The XRP market is undergoing a seismic shift as the first U.S. spot XRP ETF, launched by Canary Capital Group on Nasdaq under the ticker XRPC on November 13, 2025, attracted $245 million in net inflows and $58.6 million in first-day trading volume. This record-breaking debut, surpassing even BlackRock's Ethereum ETF launch, signals growing institutional confidence in XRP as a regulated investment vehicle. The ETF, which holds physical XRP in cold storage and tracks the CoinDesk XRP Price Index, has been hailed as a milestone for crypto adoption, with CEO Steven McClurg projecting up to $5 billion in first-month inflows.

Regulatory clarity has been a critical enabler. According to reports, the SEC's August 2025 settlement with Ripple and a 2023 court ruling classifying most XRP sales as non-securities have paved the way for compliant ETF structures. This legal framework, reinforced by the recent passage of the GENIUS Act, has alleviated institutional concerns about custody and compliance, accelerating product launches. By November 20, 2025, nine additional XRP ETFs—including offerings from Franklin Templeton, Bitwise, and 21Shares—were set to debut, with asset managers collectively targeting $4–$8 billion in inflows over the next year.

Analysts warn that these inflows could trigger a liquidity crunch. FeFe, a prominent crypto analyst, argues that $10 billion in ETF demand could drain XRP's circulating supply, potentially pushing the price to $47. Ripple Bull Winkle's models suggest an even sharper surge: if 12 ETFs acquire 132 million XRP daily, the token's exchange liquidity—currently around 3–3.5 billion—could vanish within months, creating a "supply shock" that drives XRP toward $200 according to analysis. Such scenarios hinge on ETFs sourcing XRP directly from exchanges rather than over-the-counter markets, amplifying price volatility as buyers compete for scarce tokens according to market analysis.

Despite bullish projections, XRP has faced short-term headwinds. The token dipped to $2.27 on November 14, reflecting broader market jitters and pre-launch whale selling. CoinShares reported $15.5 million in XRP-related outflows last week, with institutional and retail investors retreating amid macroeconomic uncertainty. Technical indicators suggest bears remain in control for now. However, proponents argue that ETF-driven demand could offset these pressures. Bitwise's new XRP ETF, trading under the ticker XRP on NYSE, aims to capitalize on the asset's utility in cross-border payments, with a 0.34% fee waived for the first $500 million in assets according to company information.

The coming months will test XRP's resilience. If ETF inflows sustain momentum, analysts project prices could reach $7–$24 within 60 days. A bullish scenario hinges on Ripple securing major banking partnerships and expanding XRP Ledger usage, while a bearish outlook assumes fading institutional interest and regulatory headwinds. For now, the market remains divided: while $245 million in inflows underscores XRP's institutional appeal, a 9.29% price drop highlights lingering risks.