XRP News Today: "XRP ETFs Signal Institutional Buy-In, But Price Volatility and Whale Sales Fuel Uncertainty"

XRP's recent price movements and the launch of multiple spot XRP ETFs in the United States have sparked renewed debate among investors and analysts about the cryptocurrency's potential breakout from a prolonged consolidation phase. The Bitwise XRP ETF (XRP) and 21Shares XRP ETF (TOXR) began trading on November 20 and 24, 2025, respectively, joining a growing list of seven U.S.-listed spot XRP ETFs. These products, approved by the SEC, offer regulated access to XRP through traditional brokerage accounts, with fees ranging from 0.34% to 1.89%. The influx of institutional capital, coupled with regulatory clarity following the SEC's 2025 ruling that secondary-market XRP sales are not securities, has positioned XRP as a focal point for capital rotation from Bitcoin to altcoins.

Despite the optimism, XRP's price performance has been mixed. On the day of Bitwise's ETF launch, the token fell below $2.00 amid broader crypto market sell-offs, with Bitcoin dropping below $86,000 and triggering over $220 million in liquidations. Whale selling activity, including the offloading of 200 million XRP within 48 hours, further pressured the price. However, subsequent days saw XRP rebound, reclaiming the $2.00 level and hitting $2.05 on November 23 as Grayscale and Canary Capital's ETFs attracted $422 million in combined inflows.

Technical analysts note that XRP's retesting of the $2.00 support level - previously a resistance during the 2021 bull cycle - could signal a potential parabolic rally if buyers maintain control.

The ETF-driven institutional adoption is evident in XRP's derivatives markets, where open interest in futures contracts climbed to $3.55 billion, a 8.69% increase. On-chain data also reveals a structural shift: 42% of circulating XRP remains in loss, and profitability has fallen to 58.5%, the lowest since late 2024. While this suggests a fragile market, the ETFs have created new liquidity pathways, with large holders reportedly moving tokens off exchanges. Analysts like Mikybull Crypto highlight rising on-balance volume as evidence of accumulation, though the token remains below its late-summer range of $3.00–$3.40.

Price predictions for XRP vary widely. Short-term forecasts suggest a trading range between $2.18 and $2.53 in 2025, with a projected 13.57% annualized return according to CoinCodex's analysis. Longer-term models, however, are cautious: CoinCodex's algorithm predicts a 0.76% decline by December 2025, followed by a potential 45.41% rebound by May 2026. Key resistance levels at $2.26 and $2.31, and support at $2.05, will likely dictate near-term direction. A breakout above $2.20 could target $2.50, while a drop below $2.00 would test the $1.80 floor according to market analysis.

The ETF landscape remains a double-edged sword. While Bitwise's product generated $22 million in first-day volume, and Grayscale's GXRP aims to convert its trust into an ETF with $12.3 million in AUM according to industry reports, the broader market's susceptibility to macroeconomic factors and whale activity complicates XRP's trajectory. Analysts warn that meaningful institutional inflows may take until 2026 to materialize, mirroring the slow adoption curves of Bitcoin and Ethereum ETFs.