XRP News Today: XRP ETFs Outpace Solana in Institutional Inflows, Cementing Mainstream Momentum

21Shares' XRP Spot ETF (TOXR) is set to debut on November 29, joining a growing list of institutional-grade XRP investment vehicles and signaling a pivotal shift in the cryptocurrency's institutional adoption. The ETF, which tracks the actual market price of XRP, offers investors a regulated and transparent alternative to direct crypto ownership, differentiating itself from futures-based products according to market analysis. Its launch follows regulatory approvals for similar offerings from Franklin Templeton, Grayscale, and others, reflecting a broader trend of mainstream finance integrating digital assets into traditional frameworks.

XRP's resurgence has been fueled by the resolution of its long-standing legal battle with the U.S. Securities and Exchange Commission (SEC). The $125 million settlement reached in August 2025 removed a key barrier to institutional participation, enabling the recent wave of ETF launches. Franklin Templeton's XRPZ ETF and Grayscale's GXRP Trust, which debuted on NYSE Arca in late November, have already attracted significant inflows, with XRPZ reporting $179.6 million in weekly inflows and GXRP seeing $164 million in a single session. Bitwise's XRP ETF, launched earlier in November, added $118 million in assets, underscoring the asset's appeal.

The surge in ETF activity has outpaced expectations, with XRP products amassing $587 million in cumulative inflows since late October—surpassing Solana's $568 million despite a shorter timeframe. This momentum is driven by aggressive fee subsidies, including Franklin Templeton's 0.19% sponsor fee (waived on the first $5 billion in assets) and Grayscale's three-month fee waiver. These strategies have positioned XRP as a preferred altcoin for institutional investors, who are increasingly viewing it as a foundational asset for global settlement infrastructure.

Market dynamics further highlight XRP's growing influence. The token surged 8–9% following the ETF launches, breaking above $2 and challenging historical resistance levels. On-chain data indicates that ETFs are absorbing $50 million to $100 million daily in inflows, creating a non-price-sensitive demand sink that could stabilize the asset. Analysts note that this structural demand contrasts with Solana's defensive accumulation narrative, where ETF inflows have mitigated but not reversed a 30% price correction.

The trend is being reinforced by complementary products. CME Group announced plans to launch spot-quoted XRP and Solana futures on December 15, offering lower-margin trading and aligning with rising institutional demand. These derivatives, coupled with ETFs, provide a comprehensive toolkit for risk management and portfolio diversification, further cementing XRP's role in mainstream finance.

As of November 26, XRP's institutional adoption appears to be accelerating. With four major ETFs now active and a projected $33.6 billion in annual inflows possible, the asset is on track to solidify its position as a key player in the digital asset ecosystem. However, risks remain, including regulatory uncertainties in non-U.S. markets and the inherent volatility of crypto assets. For now, the convergence of regulatory clarity, institutional innovation, and aggressive pricing strategies suggests XRP is entering a new phase of mainstream acceptance.