XRP News Today: XRP ETFs Mark Inflection Point for Institutional Crypto Adoption

The Bitwise XRP ETF, a spot exchange-traded fund tracking the third-largest cryptocurrency, began trading on the New York Stock Exchange on November 20, 2025, marking a significant milestone for XRP and the broader crypto market. The fund, which operates under the ticker symbol XRP, offers investors direct exposure to the digital asset that powers the XRP Ledger-a blockchain designed to streamline global payments. Bitwise Asset Management, the firm behind the ETF, highlighted the product as a regulated avenue for both retail and institutional investors to participate in XRP's potential to disrupt the $250 trillion cross-border payments market.

The ETF carries a 0.34% management fee, which Bitwise has waived for the first month on the initial $500 million in assets to attract early adoption. At launch, the fund held approximately $2.3 million in assets under management, provided as seed capital by market makers and authorized participants. This strategic move aligns with a broader trend of institutional interest in XRP, as four major asset managers-including Franklin Templeton and 21Shares-are set to debut their own XRP ETFs within the same week, signaling growing confidence in the asset's legitimacy.

XRP, the native token of the XRP Ledger, has a 13-year track record and is known for its efficiency, with transactions settling in 3–5 seconds and an average daily volume of $1.9 billion. Bitwise CIO Matt Hougan described XRP as an "intriguing asset" due to its durability, low cost, and active community, while CEO Hunter Horsley emphasized its potential to "reshape how money moves worldwide" according to the firm's statement. The XRP Ledger has processed over 4 billion transactions since its inception, further cementing its role as a foundational infrastructure for tokenization and cross-border settlements.

XRP's price rebounded from a 9% drop to trade at $2.12, driven by increased trading volume and speculative demand. On-chain data reveals a dramatic reduction in XRP's exchange supply, with 149 million tokens (worth $336 million) withdrawing from centralized platforms in 24 hours-a sign of strong institutional and retail buying pressure. Analysts project the price could surge to $5–$10 by 2025 if ETF-driven demand continues to outpace supply.

Market participants have also begun analyzing the broader implications of the ETF launches. The Bitwise XRP ETF is not without risks. As a non-registered investment company, it lacks the regulatory safeguards of traditional ETFs and exposes investors to the volatility inherent in crypto markets according to Morningstar analysis. However, its launch reflects a maturing regulatory landscape, where digital assets like XRP are increasingly viewed as viable components of diversified portfolios according to CryptoBriefing. With multiple XRP ETFs now available, the asset's accessibility-and its potential to redefine global financial infrastructure-has reached a pivotal inflection point.