XRP News Today: XRP ETFs Build a Bridge to Mainstream Investment as Assets Hit $100M

Franklin Templeton's XRP spot ETF (NYSE: XRPZ) has surpassed $100 million in assets under management (AUM), marking a pivotal milestone in the institutional adoption of XRP, the fourth-largest cryptocurrency by market capitalization. As of December 1, the fund's holdings totaled 53,219,913.35 XRP tokens, valued at a reported $107.08 million, with a net asset value (NAV) of $78.67 million and 3.15 million outstanding shares. This growth reflects a broader trend in the XRP ETF market, where combined assets now exceed $648 million, driven by inflows into funds from Franklin Templeton, Grayscale, Bitwise, and Canary Capital.

The XRP ETF landscape has rapidly evolved since the launch of Grayscale's GXRP and Franklin's XRPZ in late 2025. These products, alongside Bitwise and Canary Capital's XRPC, have attracted $164 million in net inflows on their debut day alone, pushing total XRP ETF AUM to $628 million. Canary Capital's XRPC has emerged as a leader, reporting $336 million in AUM as of November 26, 2025, while Franklin's XRPZ has gained traction with its 0.2% sponsor fee, waived until May 2026 for the first $5 billion in assets. The price of XRP-USD has rebounded to $2.19, up 7% in 24 hours and 24% week-to-date, coinciding with ETF inflows and surging trading volumes above $6 billion.

XRP's transition from a cross-border payment token to a mainstream investment vehicle has been bolstered by institutional participation. Open interest in XRP futures exceeded $4 billion, signaling renewed capital flows into derivatives markets after months of outflows. Analysts project XRP ETFs could reach $6.7 billion in total assets within their first year, mirroring the growth trajectories of Bitcoin and Ethereum ETFs. However, challenges remain, including Franklin Templeton's broader struggles with client outflows at its Western Asset Management unit, which could impact its digital asset strategy.

The ETFs' performance has also highlighted XRP's volatility. The XRPI ETF (NASDAQ: XRPI) closed at $12.86 on November 25, down 2.10%, while XRPR ended at $18.07, down 2.59%. Despite these declines, both funds demonstrated liquidity resilience, with XRPI averaging 603,670 daily shares traded and XRPR surpassing 50,200 shares according to reports. Year-to-date, XRP-USD's range of $1.81 to $2.19 has drawn investors seeking exposure to a market capitalization of $135 billion.

Franklin Templeton's XRPZ ETF, with its low-cost structure and strategic fee waivers, is positioned to attract further inflows. The firm's broader digital asset strategy, including blockchain-enabled products like the Benji Technology Platform, underscores its commitment to expanding access to alternative investments. Meanwhile, Canary Capital's XRPC, with record-breaking $59 million in day-one trading volume, has set a benchmark for liquidity and investor demand in the XRP ETF space.

As the XRP ETF market matures, its success hinges on sustained institutional interest and regulatory clarity. The combined holdings of U.S. XRP ETFs now exceed 318 million tokens, valued at $648 million according to disclosures. With XRP's market cap stabilizing and ETF inflows accelerating, the asset is increasingly viewed as a viable alternative to traditional investments, though its long-term performance will depend on macroeconomic factors and broader crypto market trends.