XRP News Today: XRP ETFs Bridge Crypto and Wall Street with Structured Income Strategies

The cryptocurrency market is witnessing a surge in XRP-related investment products as two new exchange-traded funds (ETFs) debut, aiming to capitalize on the digital asset's role in global payments. Amplify ETFs launched the Amplify XRP 3% Monthly Premium Income ETF (XRPM) on November 18, 2025, while Canary Capital's XRPC ETF set a record for the highest first-day trading volume of any 2025 ETF launch, reaching $58 million. These products reflect growing institutional and retail interest in XRP, the fourth-largest cryptocurrency by market capitalization, despite short-term price pressures.

XRPM employs an options-based strategy to generate income while retaining exposure to XRP's price movements. The fund targets a 36% annualized option premium by writing weekly out-of-the-money call options on a portion of its portfolio, aiming to deliver 3% monthly income. This approach splits the portfolio into two components: a covered call segment (30–60%) to capture premium income and a long-only segment (40–70%) to retain unlimited upside potential. Amplify's CEO, Christian Magoon, emphasized that the fund bridges traditional finance and crypto by offering "structured, compliance-ready exposure to XRP's growth potential".

Meanwhile, Canary Capital's XRPC ETF, which debuted on November 12, attracted $250 million in assets under management on its first day, despite a 7.8% decline in XRP's price to $2.30. According to Bloomberg Senior ETF Analyst Eric Balchunas, the fund's success underscores XRP's appeal to both retail and institutional investors, driven by its established role in cross-border payments and tokenized assets. However, the price drop mirrored broader market weakness, with the crypto sector's total market cap falling to $3.43 trillion. Analysts attribute the decline to high leverage and technical breakdowns, though XRP's year-to-date gain of 230.7% suggests long-term resilience.

XRPM's dual strategy is visually represented in a structured chart showing how the fund splits its exposure between premium-generating covered calls and pure long-only exposure to XRP price swings.

The chart also highlights the expected monthly premium yield and the potential for upside in XRP's price movement.

To better understand the performance of these ETFs and the underlying XRP, a data visualization of the price trends can be generated. This visualization would help in assessing how the ETFs track XRP's price movements and the associated RSI indicators, which could signal overbought or oversold conditions.

Analysts remain divided on XRP's near-term trajectory. TradingView's report highlights a potential consolidation phase, with bulls needing to defend the $2.20 support level to reignite a rally toward $2.60. JPMorgan projects that XRP ETFs could attract $4–$8 billion in institutional capital over their first year, leveraging low market liquidity to amplify price movements. Meanwhile, outflows from Bitcoin and Ethereum ETFs exceed $4.2 billion in three weeks, highlighting a shifting investor preference toward altcoins like XRP and Solana.

As the XRP ecosystem expands, the new ETFs signal a maturing market where regulated products are bridging crypto's volatility with traditional finance's demand for income and capital appreciation. However, challenges remain, including regulatory uncertainty and XRP's inherent price swings. For now, the ETFs offer investors a structured way to navigate these dynamics while positioning XRP as a key player in the global payments landscape.