XRP News Today: XRP ETF Inflows Surge $89.65M as Institutional Demand Accelerates

XRP prices remain under pressure near a key resistance level amid renewed investor attention driven by recent developments in the ETF space. Despite a sharp rise in institutional demand, the cryptocurrency has struggled to break through critical price thresholds. Analysts are closely monitoring whether the increased ETF inflows will translate into sustained upward momentum.

ETF clients added $89.65 million to XRP products in the latest reporting period, pushing total ETF-held net assets to $723.05 million. The move was described as bullish by prominent crypto influencer Amonyx, who emphasized its significance for institutional positioning. This development highlights growing institutional confidence in regulated access to XRP.

The timing of the inflow is notable, as it follows the end of the SEC's long-running lawsuit against Ripple. Bitwise CIO Matt Hougan noted that regulatory clarity has been a major factor in the ETF launch and adoption. With uncertainty removed, institutions are now more willing to allocate capital through structured financial products.

Why the ETF Inflow Matters

Large investors continue to use ETFs as a preferred method for entering the XRP market according to recent analysis.

The structure offers regulated access, professional custody, and streamlined reporting - all critical for compliance-heavy institutions. This makes it easier for firms to acquire and hold XRP without the operational challenges of managing digital assets directly.

The recent $90 million inflow represents a meaningful boost in ETF demand, contributing to a total of over $700 million in assets under management. For many institutional players, ETFs are a bridge to crypto markets, allowing traditional investors to engage with XRP without needing direct exposure to blockchain platforms.

How the Market Is Responding

XRP's ETF activity is shifting the availability of tokens for active trading as reported in recent market updates. As ETFs accumulate supply, more of the asset moves into long-term custody, which can impact liquidity. This trend may lead to tighter bid-ask spreads and more stable price discovery over time.

Higher ETF exposure also helps reshape how traditional investors view XRP. Regulated products act as a gateway for mainstream capital that might not otherwise engage with crypto exchanges directly. This could lead to a more stable and diversified base of demand, although it does not eliminate the influence of broader market cycles.

What Analysts Are Watching

The current ETF inflow is positive but not necessarily indicative of a long-term trend as experts caution. Analysts are watching for consistency in future flows, as well as how macroeconomic conditions and regulatory updates affect investor sentiment. The Federal Reserve's monetary policy and broader market volatility could either accelerate or slow down XRP's institutional adoption.

Zach Rector, a market commentator, noted that XRP failed to meet several 2025 targets due to delayed regulatory clarity and late ETF launches. The resolution of the SEC lawsuit and subsequent ETF approvals occurred later than expected, pushing forward potential growth into 2026. If the Clarity Act is passed, it could further boost institutional interest.

Risks to the Outlook

Despite the recent ETF activity, XRP has seen weaker performance than expected heading into year-end according to ChatGPT-based projections. ChatGPT-based projections suggest a neutral-to-bullish scenario with XRP potentially trading between $2.75 and $3.10 by Christmas Day 2025. However, bearish risks remain, particularly if macroeconomic pressures or Bitcoin weakness continue to weigh on altcoins.

A deeper bearish scenario could see XRP fall back to the $2.00–$2.20 range, with support levels near $1.80 under threat in a prolonged downturn. These risks underscore the importance of ongoing regulatory developments and broader market stability.

What This Means for Investors

For investors, the recent ETF inflows and regulatory progress represent a positive development, but caution remains warranted. The full impact of the $89.65 million ETF purchase will depend on the consistency of future flows and how institutional players adjust their strategies. Those using ETFs as a gateway to XRP may find the asset more accessible and liquid over time.

Looking ahead, the coming weeks will be crucial in determining whether the inflow is part of a broader trend or a one-off event. Investors should monitor ETF performance, market sentiment, and regulatory updates closely. As XRP continues to consolidate near resistance, the path forward will depend on both structural and market-driven factors.