XRP News Today: XRP ETF Hype Fueled by Legal Clarity Amid 7% Price Drop as SEC Delays Approval

XRP remains a focal point for crypto investors amid ongoing speculation about a potential exchange-traded fund (ETF) and a strengthened legal position. While the token has experienced recent volatility, including a 7% drop in July 2025 following the SEC’s suspension of the Bitwise 10 Crypto Index Fund’s conversion into an XRP ETF, analysts continue to highlight structural advantages that could drive long-term growth. The regulator’s reversal of its initial approval—citing Rule 431 for a review—has delayed clarity on institutional integration but has not deterred bullish sentiment. Ryan Lee of Bitget Research, for instance, maintains that XRP could reach $5 by 2025, driven by institutional adoption and improved market conditions, though this forecast predates the latest regulatory developments [1].

A pivotal development since 2023 has been Ripple’s legal victory in its dispute with the SEC, which established XRP as a non-secure token in over-the-counter transactions. This distinction has reduced regulatory ambiguity, allowing the asset to attract institutional interest more easily than many of its peers. The clarity has positioned XRP as a compliant alternative to other cryptocurrencies, aligning with broader industry efforts to navigate U.S. regulatory frameworks [2]. Meanwhile, the prospect of an XRP ETF—though still speculative—remains a key narrative. Analysts draw parallels to Ethereum’s ETF trajectory, suggesting that even the anticipation of such a product could generate momentum. If approved, an ETF could significantly enhance XRP’s liquidity and visibility, though forecasts of a $10 price target remain unverified and tied to hypothetical scenarios [4].

Recent on-chain activity has added complexity to the outlook. A large transfer by Ripple co-founder Chris Larsen in July 2025 has raised questions about potential selling pressure, yet many analysts argue that the token’s fundamentals—such as its role in cross-border payments and partnerships—provide a solid foundation for recovery. Innovations in institutional adoption, including HJT Crypto’s use of XRP to enable free Bitcoin launches for 35,000 users in a single day, underscore growing utility beyond speculative trading [8]. However, the absence of a $6.40 price threshold—a level seen as a critical doubling point—reminds investors of the risks inherent in crypto markets [6].

The regulatory calendar will remain a key driver in the coming months. Analysts have highlighted October 18–19, 2025, as a potential decision date for the SEC on XRP ETF proposals, which could act as a catalyst for broader market participation [2]. Traders are advised to monitor these developments closely, as institutional adoption and liquidity expansion depend heavily on regulatory outcomes. D.I.Y. Investing, a prominent trader, has emphasized the XRP Ledger’s potential to disrupt traditional financial systems, advocating for early engagement despite market volatility [10].

While the ETF debate continues, XRP’s trajectory hinges on its ability to solidify its position outside traditional markets. The token’s legal clarity and real-world applications offer a competitive edge, but its success will ultimately depend on whether the SEC grants the necessary approvals to transform speculation into actionable investment vehicles.

Sources:

[1] title1: 3 Bullish Catalysts for XRP (Ripple) -- Should You Buy the... (https://www.nasdaq.com/articles/3-bullish-catalysts-xrp-ripple-should-you-buy-cryptocurrency-now)

[2] title2: XRP to $10? 3 Key Dates to Watch Closely (https://coincentral.com/xrp-to-10-3-key-dates-to-watch-closely/)

[4] title4: XRP Tipped For $10 If ETF Hype Plays Out, But Remittix... (https://coincentral.com/xrp-price-prediction-xrp-tipped-for-10-if-etf-hype-plays-out-but-remittix-could-deliver-bigger-multiples/)

[6] title6: Which Cryptocurrency Will Double Faster? XRP (Ripple) vs... (https://www.nasdaq.com/articles/which-cryptocurrency-will-double-faster-xrp-ripple-vs-ethereum)

[8] title8: HJT Crypto Leads The Ripple Revolution: Use XRP To... (https://www.barchart.com/story/news/33717948/hjt-crypto-leads-the-ripple-revolution-use-xrp-to-remotely-launch-bitcoin-for-free-with-a-surge-of-35-000-users-in-a-single-day)

[10] title10: Latest XRP (Ripple) News Today (https://thecryptobasic.com/tag/ripple/)