XRP News Today: "XRP ETF Hype Faces Shift as Investors Chase Real-World Crypto Utility"

Ripple (XRP) is drawing renewed attention amid expectations of a potential spot XRP exchange-traded fund (ETF) approval in the United States. Analysts estimate that such an ETF could attract up to $5 billion in inflows within its first month, according to Nate Geraci, co-founder of the ETF Institute and President of the ETF Store [1]. This forecast reflects growing investor demand for altcoins, particularly as the U.S. Securities and Exchange Commission (SEC) approaches its October decision deadline on a series of XRP ETF applications [2]. As of now, Polymarket estimates the likelihood of approval at 87%, a significant increase from earlier predictions [1].

The potential approval of XRP ETFs is seen as a pivotal catalyst for the asset's price trajectory. AI models like ChatGPT, Gemini, and Grok have projected varying outcomes, ranging from a conservative target of $4–$5 to a bullish scenario where XRP could reach $10 or even exceed $15 under favorable conditions [3]. These predictions hinge on the broader market environment, institutional adoption, and retail enthusiasm. JPMorgan analysts previously estimated up to $8 billion in inflows for XRP ETFs in the first year of trading, while Canary Capital CEO Steve McClurg forecasts $5 billion in the first month alone [1].

However, traders and investors are also turning attention to emerging projects that offer tangible real-world applications. Remittix, a cross-border payment platform, is gaining traction for its utility-focused infrastructure and deflationary tokenomics. The project has raised over $23 million in its presale, with more than 637 million tokens sold [1]. Remittix’s beta wallet, set for release in Q3 2025, will support crypto-to-bank transfers in 30 countries and handle over 40 crypto assets and 30 fiat currencies, offering a real-time foreign exchange (FX) conversion solution [1]. This contrasts with larger altcoins like Solana and Ripple, which are primarily positioned as blockchain infrastructure platforms [1].

Security is another key factor driving investor confidence in Remittix. The project’s infrastructure has been audited by CertiK, a leading blockchain security firm, adding a layer of trust for potential users [1]. Unlike speculative or meme-based projects, Remittix’s value proposition is rooted in its ability to facilitate low-cost, high-speed cross-border transactions, targeting a $19 trillion global payments market [1]. This real-world utility, combined with a strategic rollout on centralized exchanges like BitMart and LBANK, is helping to drive adoption and liquidity for the project [1].

While XRP ETF speculation continues to dominate headlines, the emergence of utility-driven projects like Remittix signals a shift in investor priorities. The market is showing increasing interest in solutions that deliver measurable impact, rather than relying on speculative hype. As institutional and retail investors alike prepare for potential ETF approvals, the broader cryptocurrency landscape is evolving toward more functional and scalable use cases [1].

Source: [1] XRP ETF approval seen to unlock $5bn bonanza, but 'people ... (https://finance.yahoo.com/news/xrp-etf-approval-seen-unlock-121250497.html) [2] How High Will XRP's Price Go if All Ripple ETFs Are ... (https://cryptopotato.com/how-high-will-xrps-price-go-if-all-ripple-etfs-are-approved-in-2025-3-ais-give-big-predictions/) [3] Remittix Has More Potential Than Solana And Ripple In ... (https://www.mitrade.com/insights/news/live-news/article-3-1085088-20250901) [4] RTX's Lower Tier Air and Missile Defense Sensor program ... (https://www.rtx.com/news/2025/09/03/rtxs-lower-tier-air-and-missile-defense-sensor-program-secures-first-international-supplier)