XRP News Today: XRP ETF Breakthrough: Weekly Premiums Plus Unlimited Upside Potential

Amplify ETFs has launched the Amplify XRP 3% Monthly Premium Income ETF (XRPM), the first exchange-traded fund designed to generate recurring income from an options strategy tied to XRP, marking a significant expansion in crypto-linked yield products. The actively managed ETF, part of Amplify's YieldSmart suite, targets a 36% annualized option premium-equivalent to 3% monthly income-by leveraging weekly covered calls on a portion of its XRP exposure while retaining upside potential on the remainder according to Amplify's announcement. The fund does not directly hold XRP but gains exposure through futures, ETFs, and options strategies, aiming to balance income generation with capital appreciation as reported by CryptoNews.

XRPM's strategy divides its portfolio into two components: a covered call portion (30–60%) and a long-only segment (40–70%). The covered call segment writes weekly out-of-the-money call options, typically 5–10% out of the money, to collect premiums while allowing limited upside participation in XRP's price movements. The long-only portion retains unlimited upside potential tied to XRP's performance. This structure enables four times more premium-collection opportunities compared to monthly options strategies, allowing the fund to adjust strike prices frequently based on market conditions as analyzed by Coinpedia.

The ETF, with a 0.75% expense ratio, is structured to appeal to income-focused investors seeking exposure to XRP's growth without direct cryptocurrency ownership. Amplify Investments LLC serves as the investment adviser, supported by sub-advisers Kelly Strategic Management and Penserra Capital Management according to Coinglass. Christian Magoon, CEO of Amplify ETFs, emphasized the product's innovation: "With XRPM, investors gain access to an approach that combines high option premium income with meaningful weekly upside tied to one of the world's most established digital assets" as cited in CryptoBriefing.

XRP, the fourth-largest cryptocurrency by market capitalization ($132 billion), underpins the fund. As the native asset of the XRP Ledger, it is designed for fast, low-cost global payments and has seen growing adoption by financial institutions and technology partners as reported by Globenewswire. The launch of XRPM follows the debut of the first spot XRP ETF (XRPC) by Canary Capital, which generated $58 million in trading volume on its first day according to The Block. This trend reflects increasing demand for regulated, yield-enhanced crypto exposure, with multiple asset managers proposing similar XRP-linked products as noted by TradingView.

XRPM's launch on November 18, 2025, marks a milestone in mainstreaming crypto volatility as an income source. The fund opens through a New Issue Auction on the Cboe BZX Exchange, offering traditional investors a compliance-ready vehicle to participate in XRP's potential while mitigating direct ownership risks according to Coinpedia. With Amplify managing over $16 billion in assets, the ETF's structure underscores the growing intersection of institutional finance and digital assets, positioning XRP as a bridge for global payments innovation as reported by CryptoNews.