XRP News Today: First U.S. XRP ETF Approved: $5B Inflows Projected, Price Surge Looms

The approval of the first U.S. spot XRP exchange-traded fund (ETF) has set the stage for a potential surge in Ripple's (XRP) value this month, with institutional and retail investors poised to capitalize on a regulatory milestone. The Canary XRP ETF, trading under the ticker XRPC, received Nasdaq listing approval and SEC registration effectiveness on November 12, 2025, clearing the way for trading to begin on November 13. This development marks a significant step in mainstreaming XRP as a regulated investment vehicle, following similar approvals for Bitcoin and Ethereum ETFs.

The ETF, which is 100% backed by physical XRP and tracks the XRP-USD CF Benchmarks Reference Rate Index, is structured to provide direct exposure to the cryptocurrency through traditional brokerage accounts. With a 0.5% annual management fee, the fund offers a low-cost, regulated pathway for investors seeking to avoid the complexities of direct crypto custody. Canary Capital CEO Steven McClurg has projected up to $5 billion in inflows during the ETF's first month, citing strong institutional demand and historical patterns from Bitcoin and Ethereum ETF launches.

Market reactions have already reflected optimism. XRP's price surged 12% in the week leading up to the ETF's approval, reaching $0.67, as investors anticipated increased liquidity and institutional adoption. The token's on-chain activity further underscores this trend: large-volume holders have increased their share of the total supply to 13.43%, signaling growing confidence in XRP's long-term prospects.

Analysts attribute the bullish momentum to broader macroeconomic and regulatory shifts. The resumption of U.S. government operations after an extended shutdown has accelerated regulatory reviews, enabling XRP ETF filings to proceed without delay. Additionally, the global adoption of ISO 20022 standards for cross-border payments - where XRP's utility is well-established - has reinforced its appeal to institutions seeking efficient settlement solutions.

Further fueling speculation, a $56 million XRP transfer from Bitget to an unknown cold storage wallet has sparked guesses about institutional accumulation ahead of key market catalysts. This follows similar patterns observed in prior ETF launches, where large investors quietly built positions before public approvals.

While some analysts caution that volatility and consolidation phases are inevitable, the convergence of regulatory progress, institutional interest, and technical strength positions XRP for a potential breakout. As the first U.S. spot XRP ETF prepares for trading, the asset's integration into traditional finance could mirror Bitcoin's ETF-driven rally earlier this year, solidifying XRP's role in the evolving digital asset landscape.