XRP News Today: XRP ETF Approval Odds Rise on SEC Rule Changes and Legal Progress

The potential approval of an XRP exchange-traded fund (ETF) is gaining traction, with regulatory developments creating a clearer path for altcoin-based ETFs in the United States. Recent updates from the Securities and Exchange Commission (SEC) suggest that the first U.S. spot ETFs tracking assets like XRP could be approved by late 2025, with a critical window opening in September or October [1]. Bloomberg analyst Eric Balchunas estimates an 85% chance of approval during this period, emphasizing that the new SEC rules significantly streamline the process for altcoin ETFs [1].

Under the revised “Listing Standards” for crypto ETPs, any cryptocurrency with at least six months of futures trading on a regulated platform, such as Coinbase’s derivatives exchange, is now eligible for an ETF or ETP. This replaces a previous 240-day review process with a 75-day window, provided the exchange files a rule change [1]. This shift aims to expedite the approval of products such as an XRP ETF by reducing bureaucratic delays and aligning the process with standard commodity ETP frameworks.

An additional regulatory update, allowing in-kind creation and redemption of ETF shares using actual cryptocurrency instead of cash, further reduces settlement costs and operational complexity. This aligns crypto ETFs with traditional commodity ETFs, such as those tracking gold, and enhances market efficiency [1]. Legal expert Bill Morgan notes that this change allows authorized participants to use real tokens to back ETF shares, simplifying the process for market makers.

The odds of an XRP ETF approval have also risen due to the progress of 11 pending proposals with the SEC, with analysts predicting a 95% chance that at least one will be approved soon [4]. This optimism is partly driven by the broader regulatory environment, which appears to be shifting in favor of altcoins, especially as policy reforms unfold [9]. If the SEC maintains this trajectory, similar products for Solana and Dogecoin could follow, particularly if their six-month futures thresholds are met in the coming months [2].

A remaining hurdle is the ongoing legal battle between Ripple and the SEC, which could delay final approval. However, reports indicate both sides may drop appeals before an August 15 deadline, which would eliminate a significant overhang on XRP ETF applications [1]. If this occurs, it would mark a pivotal moment for XRP’s regulatory status and institutional acceptance.

The market is already responding to these developments. XRP has seen a bullish trend, with price targets as high as $3.70 cited by some analysts, based on current ETF expectations and broader investor sentiment [3]. While these figures remain speculative, they underscore the growing confidence in XRP’s potential to gain access to institutional investment channels.

If approved, the XRP ETF would not only diversify investment options but also serve as a litmus test for the SEC’s approach to non-Bitcoin digital assets. It could signal a more open regulatory framework, encouraging further innovation and competition in the ETF space [1]. However, it is essential to treat all forecasts—such as price targets and approval chances—as analyst-driven estimates and not as confirmed outcomes [1][2][3][4][9].

Source:

[1] XRP ETF Approval Incoming? Analyst Eyes Sept-October Window (https://www.newsbtc.com/altcoin/xrp-etf-approval-incoming-analyst-eyes-september-october-window/)

[2] Ethereum Hits $10B Reserve as XRP ETF Nears, SEC ... (https://www.mitrade.com/insights/news/live-news/article-3-1002512-20250731)

[3] XRP Eyes $3.70 Target as Bullish Wave and SEC Reform ... (https://www.ainvest.com/news/xrp-news-today-xrp-eyes-3-70-target-bullish-wave-sec-reform-fuel-etf-hopes-2507/)

[4] ANOTHER PRICE EXPERT MADE A $750 XRP ... (https://www.instagram.com/reel/DMvq5U9I6Dq/)

[9] SEC Policy Shift Could Pave the Way for XRP ETF Approval (https://www.binance.com/square/profile/coingape_media)