XRP News Today: XRP ETF Approval Odds Rise to 85% as Regulatory Hurdles Ease

The XRP exchange-traded fund (ETF) application is nearing a critical decision window, with analysts increasingly pointing to late 2025—specifically September to October—as the most probable timeframe for approval. The evolving regulatory environment, particularly the U.S. Securities and Exchange Commission’s (SEC) updated listing standards, is playing a pivotal role in expediting the process. Under the new framework, a cryptocurrency asset must have at least six months of futures trading on a regulated platform such as Coinbase derivatives to qualify for an ETF. This replaces a previous 240-day review cycle with a more streamlined 75-day process, reducing bureaucratic barriers and increasing the likelihood of XRP ETF approval [1].

One of the most significant regulatory changes involves the SEC’s authorization of in-kind creation and redemption mechanisms for cryptocurrency ETPs. This development aligns the treatment of crypto ETFs with traditional commodity funds and allows approved market makers to exchange ETF shares for actual crypto tokens rather than cash. This shift reduces settlement costs and enhances liquidity, reinforcing the case for XRP ETF certification [1]. According to Bloomberg analyst Eric Balchunas, the probability of approval is estimated at 85%, while prediction markets place it at 86%, both conditional on meeting regulatory requirements [1].

The ongoing legal dispute between Ripple and the SEC remains a key uncertainty. Although no final resolution has yet been reached, there are indications that both parties may withdraw appeals by the August 15 deadline, which could remove a major obstacle to regulatory clarity. If this occurs, the path to XRP ETF approval could open rapidly, with the potential for a swift and definitive decision within weeks [1].

Institutional interest in XRP ETFs is also growing. Asset managers are actively pursuing XRP ETF proposals, with broader implications for altcoin investment. If approved, the XRP ETF could represent the first major move beyond Bitcoin and Ethereum into the regulated investment space for other cryptocurrencies. This shift would not only increase legitimacy for digital assets but also expand access for individual investors [1].

Analysts note that the XRP ETF initiative reflects a broader regulatory trend, potentially paving the way for future ETFs for altcoins such as Solana and Dogecoin, provided they meet the six-month futures trading requirement. The approval of an XRP ETF could thus serve as a catalyst for a new wave of crypto-based investment products [1].

If granted, the XRP ETF could mark a pivotal shift in how traditional financial institutions engage with cryptocurrencies. It could attract substantial institutional capital inflows, boost liquidity, and signal greater crypto inclusion in regulated markets. However, while the momentum appears strong, all timelines and probabilities remain expert forecasts. Investors are advised to treat these projections as such and not as certainties [1].

Sources:

[1] Title: XRP ETF Approval Could Be Weeks Away: Analysts Eye Fall 2025

URL: https://thebitjournal.com/xrp-etf-approval-could-be-weeks-away-analysts-eye-fall-2025/