XRP News Today: XRP Drops 3.34% Amid Legal Clarity Hopes, Gemini Predicts 292% Gain by 2027

XRP, a digital asset, has been garnering significant attention from both retail traders and institutional observers. The asset, currently valued at $2.04, has seen a slight decline of 3.34% in the last 24 hours and 4.59% over the past week. This attention is largely due to developments surrounding its legal clarity, market integration, and the ongoing push for XRP ETFs.

A recent report has amplified anticipation by referencing comments from a prominent crypto figure who claimed that a judge is ready to close the Ripple (XRP) vs SEC case. While this claim remains unofficial and lacks confirmation from court documents, it coincides with real-time procedural progress in the case. The prolonged legal battle has been a defining factor in XRP’s market behavior, and any final ruling would likely shift sentiment dramatically, particularly in the U.S. financial landscape.

In line with this development, Google’s AI chatbot Gemini has projected a bullish two-year trajectory for XRP. According to Gemini, the asset is expected to climb approximately 47% to reach $3 in 2026 and then surge by 292% to hit $8 in 2027. Gemini described the prediction as “a model-based estimate incorporating legal resolution probabilities, institutional adoption curves, and current market volatility metrics.” The forecast suggests that XRP may finally capitalize on its utility-driven fundamentals if lingering regulatory constraints are lifted.

In a separate article, a crypto analyst provided insight into the growing attention XRP is receiving from asset managers. The analyst shared detailed updates on various spot XRP ETF applications currently under review by the U.S. Securities and Exchange Commission (SEC). These filings include names of well-known firms, submission timelines, and upcoming decision deadlines, adding substance to the broader institutional interest in XRP-based investment vehicles.

The presence of multiple ETF applications underscores an evolving appetite for XRP exposure through regulated channels. While approval timelines remain uncertain, the applications reflect a belief that XRP could soon be viewed as a sufficiently clarified and mature asset class for U.S.-based ETFs. Gemini’s prediction also appears to take this into account, highlighting institutional mechanisms as a key component of its valuation model.

Even with its short-term price experiencing minor corrections, XRP remains structurally positioned to benefit from a convergence of legal resolution, financial product innovation, and international payment use cases. Ripple’s continued partnerships and utility-focused expansion provide long-term support for the asset, particularly in regions where regulatory clarity is already in place.

Gemini’s price forecast, while conditional, presents a scenario where XRP’s value is not simply driven by market speculation, but by structural maturation and expanding access. Should court outcomes and ETF approvals align favorably within the 2026–2027 window, XRP’s potential to move toward $3 and then $8 may become increasingly credible within the evolving digital asset economy.