XRP News Today: XRP's Descent Hints at Q4 Rebound as Institutional Hopes Lurk

XRP has recently experienced a pullback, reigniting debates among analysts and traders about its trajectory. The coin, currently trading around $2.81, has seen a nearly 20% decline over 45 days, consolidating within a descending triangle pattern near $2.70 support. Analysts like EGRAG Crypto and CrediBULL have highlighted Fibonacci extensions and technical indicators that suggest a potential rebound, with long-term targets as high as $31. This potential surge is predicated on the historical behavior of XRP’s multi-year price cycles, similar to Ethereum’s trajectory from 2018 to 2020. The confluence of a fair value gap, Fibonacci retracement lines, and fractal patterns points toward a 60% to 85% rebound into Q4 [1].

Despite this optimism, institutional adoption of XRP remains limited compared to its institutional-friendly ledger counterparts. The U.S. government, for instance, has shown interest in building a national crypto reserve that includes XRP but has not committed to purchasing it at scale. Meanwhile, other countries, such as Russia and China, have largely focused their crypto strategies on Bitcoin and stablecoins. While governments worldwide have expressed growing interest in digital assets, the allocation of central bank reserves to XRP remains speculative. A 1% allocation of $130 billion from top 10 central banks could boost XRP’s market cap to $302 billion, pushing its price to about $5.09 [1]. However, these figures are based on basic market cap arithmetic and do not account for the multiplier effect of institutional buying pressure.

XRP’s institutional appeal is further challenged by the emergence of new blockchain platforms. Google recently unveiled its Google Cloud Universal Ledger (GCUL), positioning it as an alternative for financial institutions in areas like capital markets and real-world asset tokenization. GCUL, however, lacks a native token and is still in private testing, which limits its immediate threat to XRP. Institutional investors are likely to prioritize platforms with a proven track record, such as the XRP Ledger (XRPL), which has demonstrated years of reliable performance in cross-border transactions and compliance features. Google’s reputation for discontinuing projects mid-cycle could also deter institutional adoption of GCUL, at least in the short term [2].

On the other hand, XRP’s technical indicators suggest a potential bottom is near. Onchain data shows a reset in leverage ratios, a decline in liquidation risks, and early accumulation signs. The token’s net taker volume has shifted toward neutrality, and aggregated spot cumulative volume delta (CVD) indicates buyers are gaining control. Additionally, aggregated futures CVD has steadily declined, and funding rates have normalized, indicating crowded positions have been cleared. These factors reduce the likelihood of a sharp downturn and support a stable, possibly bullish, environment [5].

Analysts have also drawn comparisons between XRP and Ethereum. While Ethereum has more institutional backing and a broader developer network, XRP offers a more streamlined solution for cross-border payments. Ethereum’s recent Fusaka upgrade and growing use in DeFi applications have solidified its position as the second-largest cryptocurrency by market cap. However, some institutional capital is shifting toward altcoins like XRP and emerging projects such as Remittix (RTX), which promise real-world utility and high-growth potential. RTX, for instance, has raised significant funds in its presale and is positioning itself as a potential “next XRP” due to its focus on remittance solutions [3].

Looking ahead, the long-term price targets for XRP remain ambitious. EGRAG Crypto predicts a $31 price tag, while CrediBULL and other analysts suggest a potential outperformance over Ethereum in the coming months. The XRP/ETH pair has shown bullish divergences, and XRP’s consolidation above prior highs suggests it is in a pre-breakout phase. If XRP follows the same Fibonacci extension pattern as Ethereum, it could see a 11-fold increase from its current price [4]. However, such predictions are speculative and hinge on broader market conditions, regulatory clarity, and institutional adoption trends.

Source:

[1] Here's XRP Price If It Becomes the First Coin Held by Top 10 Central Banks (https://thecryptobasic.com/2025/09/06/heres-xrp-price-if-it-becomes-the-first-coin-held-by-top-10-central-banks/)

[2] Google Just Unveiled a New Blockchain That Will Compete (https://www.fool.com/investing/2025/09/06/google-just-unveiled-a-new-blockchain-that-will-co/)

[3] XRP And ETH Debate Heats Up As Institutions Tap Into (https://www.mitrade.com/insights/news/live-news/article-3-1102118-20250907)

[4] Fib Analysis Shows XRP at $31 and Ethereum at $8000 on Same Level (https://thecryptobasic.com/2025/09/05/fib-analysis-shows-xrp-at-31-and-ethereum-at-8000-on-same-level/)

[5] XRP stuck in downtrend, but 3 data points forecast 85% (https://cointelegraph.com/news/xrp-downtrend-extends-but-data-predicts-85percent-bounce)