XRP News Today: XRP Community Figure Predicts 99% Will Be Locked Out of New Financial System

A prominent figure in the XRP community, known as Pumpius, has reignited discussions with a bold prediction about the future of global finance. He asserts that a significant financial reset is underway, one that will ultimately benefit only a small percentage of the population—those holding XRP.

According to Pumpius, 99% of individuals will be “locked out” of the coming financial system due to holding fiat currencies or speculative digital assets. He argues that only 1%, those who hold utility-based tokens like XRP, will be in a position to benefit from this transition. He emphasizes that wealth in the new system will not be counted in traditional terms but will be coded, suggesting a shift towards a more digitized and tokenized financial landscape.

Ask Aime: What's the impact of Pumpius' prediction on XRP's future potential?

Pumpius views XRP as more than just a cryptocurrency; he claims it is a critical component of a new financial framework that will emphasize speed, efficiency, and interoperability through blockchain technology. He maintains that XRP will act as a foundational layer within future financial systems, particularly as central bank digital currencies (CBDCs), tokenized assets, and permissioned blockchain networks are adopted worldwide. He suggests that XRP will facilitate functions such as payments, asset registration, and loan processing, positioning it not as a speculative investment but as an infrastructural necessity.

To support his position, Pumpius refers to past interactions between XRP and major global institutions. He claims that the Bank for International Settlements (BIS) has tested XRP, that the World Bank has examined its use cases, and that the International Monetary Fund (IMF) has spoken positively about its potential. Additionally, he cites Ripple’s collaborations with over 40 central banks as further proof of XRP’s growing role in institutional finance. While the depth of these engagements remains subject to interpretation, these references are commonly used within the XRP community to reinforce claims about the token’s long-term viability.

Pumpius also warns that the transformation of the financial system will not be publicly announced or broadcast widely. Instead, he expects it to take place silently through protocol-level upgrades and integrations within existing financial infrastructure. As a result, those who are not proactively positioned may miss the opportunity entirely. Although these predictions remain speculative and have not been validated by regulatory bodies, they reflect a broader belief among XRP advocates that the token is strategically significant. Within this narrative, failing to hold XRP is increasingly viewed by some as a critical misstep in personal financial planning.