XRP News Today: XRP Community Accuses Banks of Using FUD to Acquire Tokens at Discounts

Recent allegations from within the XRP community have raised concerns about institutional activity surrounding the digital asset. Crypto commentator Pumpius has asserted that major banks are using public narratives to acquire XRP at discounted rates ahead of a potential upward price movement. The analyst claims that labeling Ripple’s bank charter as “risky” or “unclear” is not driven by genuine regulatory concern but rather a strategy to shake retail confidence and depress the token’s value for quiet accumulation.

The commentator explained that institutions are employing tactics involving fear, uncertainty, and doubt—commonly known as FUD. By coordinating with regulators and amplifying cautionary headlines, they aim to pressure smaller investors into selling. As a result, price drops are not always organic; they often reflect deliberate efforts to force panic selling. These moves create ideal conditions for institutional players to buy at lower prices while avoiding attention.

When they label Ripple’s bank charter as “risky” and “unclear,” it’s not fear of the unknown—it’s a playbook. They want your XRP before the next vertical move. The posts indicated that whales and large-scale investors take advantage of volatile conditions. Market fear creates openings for them to purchase significant amounts of XRP, while retail holders often exit their positions too early. This behavior, the expert warned, is not accidental, as strategic buying during downturns allows institutions to build strong positions quietly. Meanwhile, average investors may struggle to re-enter once the asset begins its next rally.

According to Pumpius, the smartest participants are not selling during uncertainty. They are increasing their holdings as fear grows and headlines stir negative sentiment. This ongoing accumulation, he suggested, points to strong belief in XRP’s future performance. He cautioned that once the next vertical price move begins, it may be too late for smaller investors to buy back in affordably. The suggestion that institutions are preparing for this moment has intensified speculation about XRP’s short-term trajectory.

The thread has sparked significant discussion within the community about potential manipulation and growing signs of institutional accumulation. Investors are now watching the market more closely as Ripple’s regulatory path and price movements continue to unfold.