XRP News Today: XRP vs. Chainlink Flippening Frenzy: RTX Disrupts Cross-Border Payments

XRP and Chainlink (LINK) have emerged as focal points in the cryptocurrency market, with analysts and investors closely monitoring their trajectories amid evolving regulatory and technological developments. Pseudonymous crypto analyst and X DAO founder Rekt Fencer has issued projections suggesting that XRP could reach $8.50–$9 by Q4 2025, while Chainlink may surge to $250–$400 during the same period. These forecasts hinge on key catalysts, including potential U.S. Securities and Exchange Commission (SEC) approvals for XRP-based exchange-traded funds (ETFs) and Chainlink's expanding role in decentralized finance (DeFi). At current prices of $2.89 for XRP and $25 for LINK, Fencer's predictions imply a 3x and 10x–16x return, respectively.

Chainlink's projected ascent is underpinned by its dominance in securing over $93 billion in total value locked (TVL) within DeFi, compared to XRP's $85 million. The analyst also highlighted Chainlink's potential to surpass XRP in market capitalization, with a projected valuation of $271 billion versus XRP's current $170 billion. This dynamic has intensified discussions around a potential "flippening" scenario, where LINK could overtake XRP in market dominance. However, XRP's institutional adoption and legal clarity provide a counterbalance, with Fencer noting that XRP's projected $534 billion valuation would still outstrip Chainlink's even under bullish assumptions.

Regulatory developments loom large over both tokens. The SEC's October 2025 deadlines for six XRP ETF applications-spanning Grayscale, 21Shares, Bitwise, Canary Capital, and WisdomTree-could catalyze market activity. CoinGape analysts observed that a successful ETF approval could trigger a 35% rally in XRP, pushing its price toward $4 by year-end. This aligns with technical indicators showing XRP consolidating within a descending channel, a pattern reminiscent of its July 2025 breakout, which delivered a 66% surge. The interplay between technical momentum and regulatory outcomes will likely define XRP's near-term performance.

Meanwhile, Remittix (RTX), a nascent cross-border payment platform, has emerged as a disruptive force in the crypto landscape. Positioned as a potential 100x investment, RTX has raised over $27.2 million in its presale, with 676.5 million tokens sold at $0.1130 apiece. The project's beta wallet, launched in September 2025, enables crypto-to-bank transfers in 30+ countries with real-time foreign exchange (FX) conversion and low gas fees. These features, coupled with confirmed listings on BitMart and LBank, have attracted attention from Cardano (ADA) holders and DeFi enthusiasts seeking utility-driven assets.

Analysts draw parallels between RTX's trajectory and Ripple's early adoption, noting that both projects aim to bridge digital assets with traditional financial systems. While XRP's institutional backing and regulatory progress provide stability, RTX's deflationary tokenomics, CertiK verification, and 15% USDT referral rewards position it as a high-growth altcoin. CoinPedia analysts predict RTX could achieve a 10,000% return by 2025, driven by its focus on solving the $19 trillion cross-border payments sector.

The XRP-RTX dynamic reflects broader market trends: investors are increasingly prioritizing projects with tangible utility over speculative assets. This shift is evident in the growing traction for RTX's presale, which has attracted 40,000+ holders and a $250,000 giveaway to incentivize adoption. While XRP's 2025 outlook remains tied to ETF approvals and institutional demand, RTX's rapid development and real-world applications underscore the evolving priorities of the crypto ecosystem.

Source: [1] The Crypto Basic (https://thecryptobasic.com/2025/08/23/expert-predicts-xrp-price-by-q4-2025-if-chainlink-reaches-250-to-400/)

[2] CoinGape (https://coingape.com/markets/how-could-xrp-price-react-after-october-2025-sec-etf-decisions/)

[3] Analytics Insight (https://www.analyticsinsight.net/cryptocurrency-analytics-insight/xrp-vs-rtx-why-remittix-is-tipped-to-be-the-next-big-thing-in-payfi-as-a-breakout-is-imminent)

[4] CoinPedia (https://coinpedia.org/press-release/remittix-called-the-new-ripple-as-buying-rtx-now-is-like-getting-in-on-xrp/)

[5] Invezz (https://invezz.com/news/2025/09/27/remittix-is-the-best-crypto-to-buy-now-as-presale-sees-40000-holders-15-usdt-rewards-a-new-crypto-wallet/)