XRP News Today: XRP Breaks Out of Downtrend, Targets 35% Gain to $3.00

XRP, the cryptocurrency associated with Ripple, has shown signs of breaking out of its downtrend, with analysts setting their sights on a bullish price target of $3.00. This development comes as XRP has been quietly gaining strength above the $2.17 mark, demonstrating resilience in a cooling market. The cryptocurrency has seen a modest increase of 1.49% over the past week, pushing its market capitalization to over $129 billion. Despite a slight dip in trading volume, analysts interpret this as a potential sign of accumulation, which often precedes a larger market move.

According to a June 25 analysis by World Of Charts, the token has broken out of a descending channel on the 12-hour chart—an encouraging technical signal that could pave the way for a bullish rally toward the $3.00 mark. The breakout is supported by a green candlestick breaking above the upper trend line resistance, as was seen in their TradingView analysis that was published on June 25, 2025. Its posted price was 2.2252, which had increased by 1.62%. This is a technical indicator of growing buyer strength and a prospective end to the recent decline that began in May and has continued into June.

The projection break or the bullish price target is about 3.00, which means that the ripple has a possible upside of 35.26 or 0.7776 based on the price target. The projection is consistent with a standard measured move after a breakout of a falling wedge or channel, in which the estimated price target can usually be estimated by the difference between the height of the pattern in price added to the breakout level. Provided XRP continues an impressive upwards trend and breaches major resistance, then the movement described by World Of Charts may as well be the beginning of a new direction for the asset in the foreseeable future before July.

On-chain indicators suggest that XRP is undervalued. The Market Value to Realized Value (MVRV) Z-score, a popular valuation tool, currently sits at 2.13. Historically, XRP has reached overvaluation zones when this score exceeds 3.45, peaking around 6.72. The current lower Z-score implies that XRP remains relatively undervalued and may be positioning for a more significant upward move. This aligns with recent developments in Ripple's ecosystem, where the company has been making strides in expanding its utility, potentially adding long-term value to the token.

Whale activity has also paused, with data revealing a sharp drop in whale-to-exchange transactions. This suggests that major holders are no longer offloading their XRP, possibly waiting for better prices ahead. The pause in whale activity may be tied to broader economic expectations, such as speculation around a potential interest rate cut from the Federal Reserve between July and September. This could lead to increased capital inflows into digital assets like XRP, enhancing its short-term appeal.

Technically, XRP is showing signs of a potential breakout. The Chaikin Money Flow (CMF) has crossed above the zero line, signaling increasing buyer interest. Meanwhile, the price action is approaching the upper boundary of a falling wedge—a pattern typically considered bullish. The Moving Average Convergence Divergence (MACD) has also formed a bullish crossover, further reinforcing the likelihood of upward momentum. If XRP can break through the immediate resistance at $2.25, it may quickly target $2.69, and possibly revisit its yearly high at $3.40. Analyst Zach Rector has echoed this sentiment, suggesting XRP has completed its wave 2 correction. According to his Elliott Wave analysis, wave 3—typically the most explosive phase—could be next for XRP.

In parallel with market movements, U.S. policy is becoming increasingly favorable toward digital assets, including XRP. The Federal Housing Finance Agency (FHFA) has instructed mortgage giants Fannie Mae and Freddie Mac to recognize crypto holdings like XRP, Bitcoin, and Ethereum in mortgage applications. This policy shift significantly boosts Ripple currency price legitimacy and XRP’s role in personal finance. It’s the first time government-backed mortgage underwriters have included crypto assets in home loan assessments, marking a pivotal moment in mainstream adoption.

Ripple, the company behind XRP, has long championed practical use cases in finance—from cross-border payments to enterprise liquidity solutions. With mortgage eligibility now on the table, XRP could find new utility in consumer finance, a development that adds a tangible dimension to the ongoing Ripple lawsuit and SEC debates. The stablecoin market cap has surpassed $250B, with RLUSD on XRPL driving real-world utility for both institutions and retail users. This growing use case strengthens Ripple’s position in both regulatory discussions and market sentiment.

With a favorable confluence of technical signals, supportive macro policy changes, and renewed whale behavior, XRP appears primed for a significant move. If accumulation continues and resistance levels break, XRP could re-test previous highs or even push toward uncharted territory. Whether driven by regulatory progress, investor optimism, or economic stimulus, the Ripple market is entering a phase where both XRP value and use cases are expanding. The coming quarter may well determine whether XRP’s current consolidation is merely the calm before a bullish storm. As crypto becomes further integrated into financial systems—from mortgages to banking products—XRP is uniquely positioned to capitalize on the momentum. The next few months could be decisive for both price and perception.