XRP News Today: XRP's $4.80 Target Rests on a Delicate Onchain Balance

Analyst forecasts for XRP have gained renewed attention as the cryptocurrency remains in a consolidation phase, with key onchain and market indicators suggesting potential for a rebound. As of late September 2025, XRP trades near $2.70, having fallen nearly 20% over the preceding 45 days, with analysts pointing to both bearish and bullish scenarios for the token. The token’s price action has formed a descending triangle pattern, a technical formation that could either break below key support or trigger a reversal. Onchain data, however, indicates early signs of accumulation, with the token’s leverage ratio on major exchanges returning to normalized levels and net taker volume shifting closer to equilibrium [1]. These signals suggest reduced risk of cascading liquidations, a key concern during volatile corrections.

The convergence of a fair value gap, Fibonacci retracement levels, and fractal patterns has further intensified speculation about a potential 60% to 85% rebound by the end of the year [1]. Analysts such as Javon Marks, a well-known figure in the XRP community, have cited $4.80 as a short-to-midterm target, provided the price holds above $2.47. If this support level is maintained, a further 66% upward move could be on the cards, according to Marks. The pattern suggests a potential breakout similar to that observed in Q1 2025, which historically preceded a sharp price increase [1]. Such a move would align with broader macroeconomic trends, including speculative positioning and a potential surge in on-chain activity as traders begin to accumulate the token ahead of anticipated catalysts.

At the same time, market participants are closely monitoring Ripple’s regulatory and strategic developments, which could serve as catalysts for further price appreciation. The company’s application for a U.S. national bank charter, submitted in July 2025, is expected to receive a decision by late October, adding a layer of uncertainty and potential volatility. If granted, this could significantly enhance XRP’s legitimacy and utility in financial services [3]. In addition, Ripple’s expanding global partnerships—most recently with African fintech firms—have underscored the token’s growing adoption in cross-border payments, a core use case for XRP. The rising market capitalization of Ripple’s stablecoin RLUSD, now above $700 million, also indicates growing demand for the XRP Ledger as a settlement mechanism [3].

The potential approval of XRP spot exchange-traded funds (ETFs) in the U.S. is another key development that could drive the token’s price higher. Polymarket data suggests a 91% probability that at least one XRP ETF will be approved by year-end [3]. This compares favorably to the 60% and 42% jumps in Bitcoin and Ethereum, respectively, following their ETF approvals. While speculative, some market observers believe that XRP could outperform these benchmarks given its unique market dynamics and regulatory trajectory. However, the volatility associated with such a scenario remains a cautionary note for investors. Digital asset strategist Zach Rector, who holds over 90% of his portfolio in XRP, has warned of the potential for sharp price swings, advising investors to brace for unpredictable market behavior as the token moves toward a higher price floor [2].

Despite the bullish outlook, it is important to note that the projections vary significantly, even among AI-driven models. ChatGPT and Google Gemini have offered divergent forecasts for XRP’s price by December 2025, with ChatGPT suggesting a conservative range of $5–$7 and an optimistic range of $10–$15, while Google Gemini estimates a more restrained $4.48 to $6.16 [3]. The divergence highlights the uncertainty surrounding the token’s near-term trajectory, with outcomes heavily dependent on the realization of key developments. Analysts and traders alike agree that while the fundamental and technical indicators point to a potential breakout, the market remains highly speculative and subject to rapid shifts.

XRP’s long-term price targets remain even more ambitious, with some predictions suggesting it could reach the triple-digit range or even surpass $10,000. However, these are considered speculative and far-fetched by many experts, particularly when considering the token’s current market capitalization and historical volatility. For instance, Changelly has projected XRP reaching $501.59 by February 2040 and $2,406 by December 2040, a growth trajectory that would require unprecedented global adoption and sustained bullish momentum [4]. While these figures are not entirely outside the realm of possibility, they are contingent on a series of interconnected developments that remain uncertain at this time.

Source:

[1] XRP Stuck in Downtrend, but 3 Data Points Forecast 85% Rebound (https://cointelegraph.com/news/xrp-downtrend-extends-but-data-predicts-85percent-bounce)

[2] XRP Price Prediction: Is Triple-Digit Target Incoming? (https://coinpedia.org/news/xrp-price-prediction-is-triple-digit-target-incoming/)

[3] Here's Where XRP Could Trade by December 2025 (https://thecryptobasic.com/2025/09/05/heres-where-xrp-could-trade-by-december-2025/)

[4] Here Are the Projected Timelines for XRP to Reach $501 and $2,406 (https://thecryptobasic.com/2025/08/31/here-are-the-projected-timelines-for-xrp-to-reach-501-and-2406/)