XRP News Today: XRP at $3 Crossroads: SEC ETF Verdict to Determine $10 Surge or Retreat

XRP, the digital asset behind Ripple's blockchain platform, faces a pivotal moment in late October 2025 as analysts highlight a critical "Chasm Line" at $3, a price level that could determine whether the token surges toward $10 or retreats under institutional and market pressures. This threshold, identified by crypto analysts, represents a key battleground for bulls and bears following a series of anticipated U.S. Securities and Exchange Commission (SEC) decisions on eight XRP exchange-traded fund (ETF) applications from major asset managers such as Grayscale, WisdomTree, and Franklin Templeton. These decisions, scheduled between October 18 and 25, 2025, are expected to catalyze significant capital flows into XRP, with potential institutional inflows estimated at $3–5 billion in the first year aloneBitcoin, Ethereum and XRP Price Prediction For …^[1].

The $3 level has become a focal point for XRP's technical trajectory. If the token holds above this level, it could trigger a breakout to $3.65, followed by a potential rally to $4.50, aligning with historical patterns observed during its 2017 bull run. Conversely, a failure to maintain momentum could see XRP retreat to $2.75, a support level that has held for monthsBitcoin, Ethereum and XRP Price Prediction For …^[1]. Analysts note that the token's consolidation around $3 since July 2025 has created a high-stakes scenario for investors, with the outcome likely to shape broader market sentiment ahead of year-end.

The anticipated ETF approvals could unlock unprecedented liquidity for XRP. With asset managers overseeing more than $8 trillion in assets under management, even modest allocations could amplify demand. Historical precedents suggest that ETF approvals for Bitcoin and Ethereum led to market-cap expansions and price surges; similar dynamics could apply to XRP if regulatory clarity is achieved. Analysts project that sustained inflows could push the token toward $5 and potentially into double-digit territory, a scenario that would mark a historic milestone for the assetBitcoin, Ethereum and XRP Price Prediction For …^[1].

Macro-level factors also play a role. The U.S. government shutdown risk in October 2025 could introduce short-term volatility, as seen in 2018 when Bitcoin dropped 3.3% during a similar event. However, the broader crypto market's resilience in past October cycles-historically a strong period for Bitcoin and Ethereum-suggests that XRP's long-term trajectory may remain positive if the ETF decisions are favorableBitcoin, Ethereum and XRP Price Prediction For …^[1]. Additionally, XRP's deflationary burn rate and growing adoption in cross-border payments could further bolster its case for institutional adoption.

While the $3 "Chasm Line" remains the immediate focus, broader market conditions and regulatory developments will ultimately dictate XRP's path. If the SEC approves the ETFs and institutional demand follows, XRP could see a parabolic move akin to its 2017 rally. However, regulatory delays or bearish macroeconomic signals could cap gains. Analysts caution that the token's success hinges on maintaining its current support levels and navigating the complex interplay of institutional interest, regulatory outcomes, and global liquidity trendsBitcoin, Ethereum and XRP Price Prediction For …^[1].