XRP News Today: XRP's $25 Target Hinges on ETF Approval and Legal Clarity

Ripple’s XRP has attracted a range of bullish price targets from analysts and institutions, with one of the most prominent forecasts suggesting a price of $25 as the most logical target for the token in the current bull run. This projection, cited by multiple analysts, contrasts with other, more moderate forecasts from major financial institutions such as Standard Chartered and Rekt Fencer, who have outlined potential price paths for XRP through 2025 and 2026.

Crypto analyst CryptoBull, for instance, has emphasized $25 as a key level for XRP, citing structural and market conditions that could support such a move. This target is particularly noteworthy given that XRP currently trades around $3.00, meaning it would represent a rally of more than 700%. Analysts attribute the potential for such a surge to a combination of institutional adoption, regulatory clarity, and ongoing developments in Ripple’s blockchain infrastructure.

Standard Chartered’s crypto research team, led by Geoffrey Kendrick, has provided a more gradual but still ambitious roadmap for XRP. The bank anticipates a steady climb for the asset, with price targets of $5.50 by the end of 2025, $8 by 2026, and $10.40 by 2027. If XRP reaches $12.50 by the end of 2028, its market cap could rise to approximately $743 billion, surpassing Ethereum’s current valuation. However, the bank also noted that Ethereum could remain competitive if its price rises above $6,500 by 2028. Additionally, Standard Chartered has projected Ethereum could reach $7,500 by the end of 2025.

A key driver of XRP’s potential growth is the anticipated approval of a spot XRP ETF in the U.S., expected as early as October 2025. Standard Chartered estimates that such an ETF could attract between $4 billion and $8 billion in inflows within its first year, significantly boosting demand for the token. Another important factor is the resolution of Ripple’s legal dispute with the U.S. Securities and Exchange Commission, which was settled for $125 million in 2024. This has reduced regulatory uncertainty and allowed for more institutional interest in the asset.

XRP’s utility in cross-border payments also remains a core strength. The XRP Ledger (XRPL) enables fast and low-cost international money transfers, offering a compelling alternative to traditional systems like SWIFT. Ripple’s recent expansion into stablecoins, particularly with the launch of RLUSD in partnership with SBI Holdings in Japan, is seen as a further catalyst for XRP’s growth. The firm is targeting both retail and institutional users in the $300 billion stablecoin market, which is expected to grow into the trillions in the coming years.

Despite the bullish outlook, analysts have also highlighted potential challenges. XRP’s relatively small developer ecosystem and competition from other payment-focused technologies such as stablecoins and central bank digital currencies could limit its long-term growth. Additionally, while XRP has outperformed in terms of market capitalization compared to previous cycles, it still faces the hurdle of catching up with historical price highs set during the 2017 and 2021 bull runs.

Broader macroeconomic conditions are also playing a role. Federal Reserve Chair Jerome Powell’s recent dovish remarks have supported risk-on sentiment across markets, including digital assets. If rate cuts materialize as expected in September 2025, this could further strengthen inflows into crypto, benefiting XRP and other altcoins.

While forecasts vary, many observers agree that XRP’s path to $25, or even higher, is contingent on continued institutional adoption, regulatory support, and strong performance in the global payments sector. Analysts suggest that if XRP can maintain its current momentum and capitalize on its growing ecosystem, it may achieve the long-term price targets cited by some of the most optimistic market watchers.

Source: [1] Here's How High XRP Will Go in 3 Years, According to Standard Chartered (https://thecryptobasic.com/2025/08/23/heres-how-high-xrp-will-go-in-3-years-according-to-standard-chartered/) [2] XRP Rally Ahead? Analyst Predicts 220% Surge to $9.5 and Beyond (https://cryptopotato.com/xrp-rally-ahead-analyst-predicts-220-surge-to-9-5-and-beyond/) [3] XRP Price Target To $10 Remains Intact, Says Analyst Amid Recent Volatility (https://finance.yahoo.com/news/xrp-price-target-10-remains-093308603.html) [4] Expert Predicts XRP Price by Q4 2025 if Chainlink Reaches $250 to $400 (https://thecryptobasic.com/2025/08/23/expert-predicts-xrp-price-by-q4-2025-if-chainlink-reaches-250-to-400/) [5] Expert Predicts XRP Price in the Next 4 Months if Ethereum Claims $9,500 (https://thecryptobasic.com/2025/08/23/expert-predicts-xrp-price-in-the-next-4-months-if-ethereum-claims-9-5k/)