XRP News Today: XRP 2% Monthly Gain Would Hit $119.81 in 2040 Marking 3,465% Return

Generated by AI AgentCoin World
Friday, Aug 8, 2025 2:29 am ET1min read
XRP
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Aime RobotAime Summary

- A hypothetical 2% monthly XRP price increase from $3.36 (August 2025) would reach $119.81 by July 2040, yielding a 3,465% return over 15 years.

- Bitget's conservative 5% annual growth forecast predicts $9.32 for 2040, contrasting with the speculative 2% monthly model's unrealistic long-term sustainability.

- Historical volatility and the Ripple-SEC legal resolution's limited impact highlight XRP's unpredictable nature, urging investors to analyze multiple market variables.

If

XRP
experienced a consistent 2% monthly increase from its price of $3.36 in August 2025 through July 2040, it would surpass the $100 psychological threshold [1]. By January 2040, the price would reach $101.67, and by July of the same year, it would climb to $119.81, marking a total return of 3,465% over a 15-year period [1]. This projection is speculative in nature and does not reflect an official forecast from
Ripple
or any regulatory authority.

The 2% monthly growth scenario would yield significant returns for long-term investors. For instance, an investor purchasing $10,000 worth of XRP at the 2025 price of $3.36 would accumulate 2,976 tokens. Holding those tokens until July 2040 would result in an investment valued at over $356,000 [1]. This outcome highlights the potential for XRP to become one of the most rewarding assets in the cryptocurrency market, provided the growth rate is maintained over the long term.

However, maintaining a steady 2% monthly increase for 15 years is considered highly improbable. Historically, XRP has experienced periods of sharp and sporadic price surges, such as those in November 2024 and January 2025 [1]. The longest streak of consecutive monthly gains for XRP occurred between March and June 2017, lasting only four months. These patterns suggest that a smooth and continuous growth trajectory is unlikely in the real world.

Comparatively, other forecasts for XRP’s price in 2040 are more conservative. For instance, Bitget projected a price of $9.32 for 2040 based on a 5% annual growth rate [2]. The difference between these forecasts illustrates the diversity of assumptions and expectations used by analysts to predict XRP’s future value.

The recent developments in the Ripple vs. SEC legal case, including the filing to withdraw appeals by both sides, have not significantly altered the price trajectory of XRP [1]. While the resolution of this legal dispute brings some clarity, it remains to be seen how other factors—such as macroeconomic conditions, regulatory changes, and technological advancements—will influence XRP’s long-term performance.

It is important to emphasize that the 2% monthly growth model is not a guarantee of future performance but rather a speculative scenario used to demonstrate the potential of sustained appreciation. Investors are encouraged to conduct their own research and consider a range of market variables before making any investment decisions [1].

Source:

[1] Thecryptobasic.com. (2025). XRP Price by 2040 If XRP Sees a Steady 2% Monthly Increase. https://thecryptobasic.com/2025/08/08/xrp-price-by-2040-if-xrp-sees-a-steady-2-monthly-increase/

[2] Bitget. (2025). XRP Price Prediction & Forecast 2025-2050. https://www.bitget.com/price/ripple/price-prediction