XRP News Today: "XRP 2.0 Rises: Remittix Disrupts PayFi as SEC Ruling Looms Over XRP's Fate"

XRP's price trajectory in October 2025 has drawn significant attention as the U.S. Securities and Exchange Commission (SEC) prepares to rule on six spot XRP ETF applications from major issuers including Grayscale, Bitwise, and CoinShares between October 18 and October 25 XRP Price Prediction October 2025: Six ETF Rulings Could Spark …^[1]. Analysts project that approvals could unlock between $4 billion and $8 billion in institutional capital inflows during the first year, potentially propelling XRP's price toward $3.98–$4.32 XRP Price Prediction October 2025: Six ETF Rulings Could Spark …^[1]. Technical analysis highlights a descending triangle pattern, with support at $2.80 and resistance near $3.02. Breaking above $2.86 would invalidate bearish assumptions, while holding the $2.80 level has historically supported XRP's strong fourth-quarter performance, averaging 51% gains since 2023 XRP Price Prediction October 2025: Six ETF Rulings Could Spark …^[1]What To Expect From XRP in October 2025? - BeInCrypto^[3].

Institutional interest in XRP has surged, with $210 million in inflows recorded in September 2025, despite broader market volatility What To Expect From XRP in October 2025? - BeInCrypto^[3]. Whale activity, including a $48.9 million purchase, underscores confidence in Ripple's cross-border payment utility . However, XRP's $160 billion market cap limits exponential gains compared to earlier cycles. Analysts caution that while a 40% rally to $4 is plausible, it pales against the potential of early-stage presales like DeepSnitch AI, which targets 100x returns from its $0.01805 entry point XRP Price Prediction October 2025: Six ETF Rulings Could Spark …^[1].

The PayFi sector, meanwhile, is witnessing a paradigm shift as Remittix (RTX) emerges as a formidable competitor to XRP. RTX, priced at $0.10, has raised $25.8 million in its presale, selling 667 million tokens and securing listings on BitMart and LBank Remittix (RTX) Rockets Towards 2025: A Deep Dive into the PayFi …^[6]. Its beta wallet, supporting 40+ cryptocurrencies and 30+ fiat currencies, enables instant crypto-to-bank transfers in over 30 countries, addressing real-world inefficiencies in cross-border remittances Remittix (RTX) Rockets Towards 2025: A Deep Dive into the PayFi …^[6]. CertiK's audit and 1 ranking on Pre-Launch Tokens further validate its security and utility Remittix (RTX) Rockets Towards 2025: A Deep Dive into the PayFi …^[6].

Remittix's deflationary token model, instant FX conversion, and cross-chain DeFi integration position it as a modern alternative to XRP . Analysts compare it to an "XRP 2.0," emphasizing its retail-focused approach and faster development cycle . With a 15% USDT referral program and a $250,000 giveaway, the project is accelerating grassroots adoption Remittix (RTX) Rockets Towards 2025: A Deep Dive into the PayFi …^[6]. Projections suggest RTX could rally 5,000% post-launch, capitalizing on PayFi's projected outgrowth of AI as a global market .

The PayFi narrative is reshaping investor sentiment, with XRP's regulatory uncertainties and slower innovation cycles contrasting against Remittix's agile execution . While XRP benefits from institutional backing and historical Q4 strength, Remittix's real-world utility and low entry price have positioned it as a key contender for 2025. The SEC's ETF decisions and Ripple's banking license application in late October remain critical for XRP, but the PayFi sector's evolution may redefine cross-border payments XRP Price To Hit $10 In October? - Forbes^[2].