XRP News Today: XRP's $100B Volume Gambit: Will Adoption Outpace Competition?

XRP, the cryptocurrency associated with Ripple, is drawing renewed attention as market analysts and valuation models explore its potential price trajectory if daily trading volume reaches $100 billion. Pro-crypto attorney John Deaton recently highlighted XRP's bullish momentum, noting its 30% surge in value over a short period. As of the latest data, XRP trades at $1.43 with a market cap of approximately $80 billion, leaving a $20 billion gap to reach the $100 billion milestone. Deaton's optimism stems from XRP's historical performance, including a prior $100 billion market cap in early 2018, and its current role in cross-border payment networksDeaton Predicts $100B Market Cap for XRP as Price Surges^[1].

A valuation model developed by Stanford researchers Susan Athey and Robert Mitchnick provides a theoretical framework for XRP's potential. Using parameters such as $100 billion in daily transaction volume, a 10-day token turnover rate, and a two-year adoption timeline, the calculator estimates XRP could reach $18.53 per token. This figure is nearly tenfold its current price and hinges on widespread institutional adoption of XRP for settlement corridors. The model assumes a modest 1% interest rate to adjust future value to present terms, emphasizing utility-driven demand over speculative factorsHere is XRP Price by Its Fair Valuation Calculator With a $100B Volume^[2].

Historical context underscores XRP's volatility and potential. In January 2018, XRP briefly hit $3 and surpassed Ethereum in market valuation, though it has not replicated that peak in recent years. A $100 billion market cap today would require a price of around $1.756, below XRP's 2021 high of $1.96 but reflecting a larger circulating supply. Analysts note that achieving this target would reposition XRP as a major player in the crypto market, attracting institutional investors and validating Ripple's legal and technological advancementsDeaton Predicts $100B Market Cap for XRP as Price Surges^[1].

Recent market dynamics reinforce XRP's growth narrative. Institutional inflows of $3.7 billion have bolstered confidence, while Ripple's legal resolution with the SEC in August 2025 removed regulatory uncertainty. The XRP Ledger's integration of an automated market maker (AMM) in March 2024 also deepens liquidity, supporting higher trading volumes. These developments align with XRP's expanding utility in global remittances, where it competes with stablecoins and traditional payment systems by offering lower fees and faster settlement.

However, challenges remain. The fair valuation model's $18.53 target is contingent on XRP's adoption in high-cost corridors and regulatory acceptance. Competitors like stablecoins and central bank digital currencies (CBDCs) could dilute XRP's market share, while technical hurdles in scaling the XRP Ledger may delay broader adoption. Despite these risks, bullish forecasts from experts suggest XRP could trade at $5.25 by 2030, driven by ETF approvals and increased institutional demand.

In summary, XRP's trajectory hinges on balancing utility-driven adoption with market volatility. While regulatory clarity and technological upgrades position it for growth, achieving $100 billion in daily volume and a $18.53 price tag remains speculative. The interplay of institutional interest, Ripple's ecosystem, and macroeconomic factors will determine whether XRP can reclaim its historical prominence or face competition from emerging alternatives.