XRP News Today: White House report boosts XRP as cross-border payment innovation gains strategic priority

The XRP community is reacting positively to a White House report on stablecoins and payment systems, which has elevated cross-border payment innovation as a top strategic priority. The report, endorsed by key U.S. federal agencies including the U.S. Treasury, the Federal Reserve, the FDIC, the OCC, and the NCUA, outlines a framework for modernizing the financial system and reinforcing the U.S. dollar's global role. At the heart of the report is the promotion of technologies that can streamline international transactions—an area where Ripple has long been a leader [1].

Ripple’s On-Demand Liquidity (ODL) solution, which uses XRP to enable real-time, cost-effective cross-border payments, is particularly aligned with the goals outlined in the report. Unlike traditional systems that require pre-funded accounts, ODL reduces delays and costs while enhancing interoperability. This makes it a compelling tool for financial institutions seeking to modernize their international payment infrastructures [1].

In December 2024, Ripple launched RLUSD, a U.S. dollar-backed stablecoin that further strengthens its cross-border payment ecosystem. RLUSD facilitates on-chain settlements and incorporates a deflationary feature by burning XRP with each transaction. This not only supports the utility of XRP but also aligns with the White House’s call for scalable and institutionally viable solutions [1].

The report also stresses the importance of technologies that can be regulated and integrated into the existing financial framework. Ripple’s business model, built on regulatory compliance and collaboration, fits this requirement seamlessly. The U.S. government's emphasis on protecting the two-tier banking system and personal financial privacy aligns closely with Ripple’s approach, distinguishing it from alternatives like Bitcoin, which operate outside traditional financial channels [1].

With payment corridors already established across Asia, the Middle East, Latin America, and Europe, Ripple’s global reach positions it well to meet the demands outlined in the White House report. The strategic alignment between the U.S. government’s priorities and Ripple’s offerings is seen by many in the XRP community as more than just a policy endorsement—it is a validation of Ripple’s role in building the future of global finance [1].

For XRP holders, this development marks a pivotal moment. The U.S. is defining the trajectory of financial innovation, and Ripple—along with XRP at its core—is already building the infrastructure to meet those needs. As institutional and regulatory support grows, XRP is increasingly viewed as a key player in the evolution of cross-border payment systems.

Source: [1] Times, [https://timestabloid.com/xrp-army-rejoices-over-this-bullish-portion-in-white-house-report/](https://timestabloid.com/xrp-army-rejoices-over-this-bullish-portion-in-white-house-report/)