XRP News Today: Whales Bet Big as XRP ETF Approval Nears 100% Chance

The price of XRP, the native token of Ripple, has shown resilience amid growing speculation around the potential approval of spot XRP exchange-traded funds (ETFs). Analysts and market observers are closely monitoring developments as the U.S. Securities and Exchange Commission (SEC) approaches a decision on several ETF applications. As of the latest data, the probability of approval for XRP ETFs has climbed to 87%, according to Polymarket, a significant increase from earlier in the year [1]. Nate Geraci, co-founder of the ETF Institute and president of NovaDius Wealth Management, has expressed even higher confidence, suggesting the likelihood is closer to 100% [3].

The potential approval of XRP ETFs is expected to unlock substantial inflows of capital. JPMorgan analysts previously estimated that XRP ETFs could attract up to $8 billion in inflows within the first year of trading [1], while Canary Capital CEO Steve McClurg has forecasted as much as $5 billion in the first month alone [1]. These projections are based on the performance of existing XRP ETFs and the robust demand for crypto assets demonstrated by the success of Bitcoin and Ethereum ETFs, which have attracted over $54 billion and $13 billion in inflows, respectively [2].

Whale activity has also been a notable factor in recent market dynamics. Over the past two weeks, whales have accumulated approximately 350 million XRP coins, valued at around $984 million [1]. This accumulation suggests a renewed interest in the token, despite a broader sell-off earlier in the year when whales offloaded $6 billion worth of XRP within three weeks. The current accumulation trend contrasts with that earlier activity and is often interpreted as a sign of confidence in future price appreciation.

On the price front, XRP has shown mixed signals. As of the latest data, it trades at around $2.81, down 0.6% in the last 24 hours [5]. However, the token has found support near critical levels, including $2.80 and $2.75. Technical analysts note that XRP is forming a falling wedge pattern, a bullish continuation setup, and that a breakout above $3.50 could set the stage for a rally toward $5 [2]. Short-term momentum remains mixed, with the hourly MACD in bearish territory and RSI below 50, indicating waning momentum [4]. Nonetheless, the broader setup remains skewed toward the upside if liquidity flows remain supportive.

The potential approval of XRP ETFs is expected to have a transformative effect on the token’s institutional adoption. Current filings include issuers such as WisdomTree, 21Shares, CoinShares, and Franklin Templeton [4]. If approved, institutional inflows could exceed $5 billion in the first month, with additional inflows from futures arbitrage and RIA allocations potentially reaching $5–10 billion by November 2025 [4]. This influx of capital could significantly increase XRP’s liquidity and drive its price higher, with some analysts targeting $5–$6 in the medium term and $50 by December 2025 under favorable conditions [4].

Institutional interest is further supported by broader macroeconomic factors. The anticipation of a 25-basis-point rate cut at the next Federal Reserve meeting has injected optimism into the market, with historical data showing that periods of easing monetary policy often coincide with upward legs in altcoins [4]. Additionally, the resolution of the SEC’s multi-year lawsuit against Ripple, which concluded in August 2025 with the court ruling that XRP is not a security when traded on secondary markets, has removed a significant overhang and opened the door for greater institutional participation [9].

Source: [1] XRP ETF approval seen to unlock $5bn bonanza, but 'people ... (https://finance.yahoo.com/news/xrp-etf-approval-seen-unlock-121250497.html) [2] What's next for XRP price as ETF approval chances hit 87%? (https://crypto.news/whats-next-for-xrp-price-as-etf-approval-chances-hit-87) [3] How High Will XRP's Price Go if All Ripple ETFs Are ... (https://cryptopotato.com/how-high-will-xrps-price-go-if-all-ripple-etfs-are-approved-in-2025-3-ais-give-big-predictions/) [4] Ripple XRP Price Forecast: $706M Whale Transfer Signals ... (https://www.tradingnews.com/news/ripple-xrp-price-forecast-706m-usd-whale-transfer-signals-next-xrp-usd-price-surge) [5] XRP Holds $2.80 Support as ETF Speculation and Whale ... (https://bravenewcoin.com/insights/xrp-price-today-xrp-holds-2-80-support-as-etf-speculation-and-whale-accumulation-boost-bullish-outlook) [9] XRP vs MAGACOIN FINANCE — Whale Moves and On- ... (https://www.mitrade.com/insights/news/live-news/article-3-1082762-20250831)