XRP News Today: Whale Moves and Regulation Spark XRP's $5 Countdown

XRP has shown renewed momentum, backed by technical strength, whale accumulation, and regulatory progress, leading analysts to forecast a potential price surge. The token’s recent performance and market dynamics have sparked optimism about its path toward $5 by year-end.

Technical indicators suggest XRP remains in a favorable position, with strong support levels in the $2.70–$2.80 range. This area has held firm, supported by the 20-week simple moving average (SMA), while a doji candlestick formation last week has been interpreted as a sign of bullish continuation. The stochastic oscillator also indicates oversold conditions, reinforcing the case for a rebound. Analysts note that if the price continues to hold this range, XRP could test the $5 threshold before the end of 2025.

Whale activity further supports this bullish narrative. Over the past two weeks, large investors have acquired an additional 340 million XRP tokens, bringing total holdings to nearly 7.84 billion. A $700 million transfer to Kraken has intensified speculation about coordinated whale positioning, historically linked to sharp price moves. AI-driven forecasts, including those from China’s DeepSeek, also project a $5 target for XRP by Q4 2025, attributing the potential rise to institutional demand and correlation with Ethereum’s price performance.

The growing institutional interest is expected to gain further momentum at Ripple’s Swell 2025 conference in New York. The event will feature key industry figures such as BlackRock’s Maxwell Stein, signaling stronger engagement from traditional finance. While BlackRock has not yet indicated plans for an XRP ETF, its participation is seen as a validation of Ripple’s expanding role in the institutional space. The conference is anticipated to drive further interest in tokenized markets and digital assets.

Regulatory clarity has also bolstered the case for XRP’s growth. On August 22, Ripple and the U.S. Securities and Exchange Commission (SEC) reached a joint dismissal of their lengthy legal dispute, removing a major source of uncertainty. This resolution has already led to tangible developments, including a $75 million revolving credit facility from Gemini for Ripple’s RLUSD stablecoin. Ripple has expressed ambitions to expand into full-service financial infrastructure, integrating lending and payments under regulated frameworks.

Additionally, favorable policy shifts are creating new avenues for demand. A recent executive order by U.S. President Donald Trump now allows retirement accounts such as 401(k)s to allocate into alternative assets, including cryptocurrencies. This move has the potential to unlock new pools of capital for XRP and other digital assets. Meanwhile, eight spot XRP ETF applications from major asset managers are pending SEC approval, with analysts estimating that approvals could drive up to $8 billion in inflows. Such developments are seen as catalysts for XRP to potentially reach the $5–$6 range and push its market capitalization toward $400 billion.

XRP’s recent performance, supported by strong technicals, whale accumulation, regulatory resolution, and growing institutional interest, has created a favorable environment for a renewed rally. While risks remain, particularly around broader market volatility and regulatory timelines, the conditions are increasingly aligned for XRP to reclaim its July peak and test higher levels.

Source: [1] Weekly XRP Price News: Bullish Ripple Pattern and Whale Accumulation Point to $5 (https://www.fxleaders.com/news/2025/09/07/weekly-xrp-price-news-bullish-ripple-pattern-and-whale-accumulation-point-to-5/) [2] XRP Futures Hit $1B Milestone as Analysts Eye $3.66 Breakout (https://cryptorank.io/news/feed/bfd95-xrp-futures-hit-1b-milestone-as-analysts-eye-3-66-breakout) [3] Analyst Eyes $127 as BlackRock Joins Ripple Swell 2025 (https://coingape.com/markets/xrp-price-forecast-analyst-eyes-127-as-blackrock-joins-ripple-swell-2025/)