XRP News Today: Wellgistics Files S-1 to Integrate XRP, Driving Price Toward $4.16 as Institutional Adoption Expands

XRP’s price trajectory has drawn renewed attention as a Nasdaq-linked firm, Wellgistics Health, filed an S-1 registration with the SEC outlining an aggressive integration of XRP into its financial operations. The firm plans to use the token for payments, collateral, reserve assets, and capital-raising, supported by a $50 million infrastructure investment from LDA Capital. This move challenges the narrative of XRP’s limited utility, positioning it as a backbone for enterprise-level financial workflows. Critics, however, remain skeptical, with former SEC enforcement official Marc Fagel highlighting Wellgistics’ “shaky financials” and suggesting the firm may be leveraging crypto speculation to sustain operations [1].

Technically, XRP has shown resilience amid volatile conditions. After a July surge from $2.20 to over $3.30, the token consolidated above key moving averages, with the price stabilizing near $3.20. Daily charts reveal a flag pattern—a bullish continuation signal—indicating potential for further gains. Analysts note that a break above the $3.35 resistance could target $3.75, aligning with Bollinger Band projections and Fibonacci extensions. A sustained move beyond $3.75 might open the door to $4.00 or $4.20, though a pullback to $3.00 or below could expose vulnerabilities at $2.80 and $2.60 [1].

Institutional adoption remains a critical factor. Ripple’s XRP Ledger continues to support cross-border transactions for over 500 financial institutions, including long-term partners like Bank of America. This foundational utility contrasts with the token’s legal uncertainties, as the SEC’s ongoing case against Ripple remains unresolved. While a court ruling on August 15 has yet to materialize, analysts argue that any favorable judicial outcome could catalyze a price surge. However, former SEC attorney Fagel warns the case may extend until mid-2026, prolonging regulatory ambiguity [2].

Price forecasts from industry figures vary. Rector’s projection anticipates a 500%+ increase to $20–$30 by 2025, contingent on macroeconomic and regulatory developments [1]. Meanwhile, Telegaon’s analysis suggests a more conservative $4.16 target for 2025, with a potential peak of $5.87 driven by Ripple’s network adoption [5]. These forecasts, however, remain speculative and dependent on broader market conditions.

Short-term volatility persists. A 7% drop to $3.02 in late July triggered $24 million in liquidations, underscoring XRP’s sensitivity to regulatory and macroeconomic risks. Despite this, the token rebounded above $3.23 in early August, reflecting strong institutional and retail demand. Whale-linked outflows, including $140 million in late July, temporarily spooked traders but failed to disrupt the $3.20 support level [4].

The interplay between legal outcomes, institutional adoption, and market sentiment will likely dictate XRP’s near-term trajectory. While bulls remain optimistic about a $4–$5 range by year-end, caution is warranted given the SEC’s ongoing case and broader crypto market volatility.

Source:

[1] [XRP News Today: XRP Store-of-Value Momentum Gains](https://www.ainvest.com/news/xrp-news-today-xrp-store-momentum-gains-post-sec-ruling-institutional-etfs-drive-500-price-projection-2507)

[2] [XRP Price Prediction: $3 Support Holds Firm, Institutional](https://www.fxleaders.com/news/2025/07/27/xrp-price-prediction-3-support-holds-firm-institutional-fuel-for-5-target)

[4] [XRP breaks above the $3.23 resistance, eyes $4](https://invezz.com/news/2025/07/28/xrp-breaks-3-23-resistance-sets-sights-on-4-check-forecast)

[5] [Expert Predicts XRP Price for 2030 with Cardano to $30](https://coindoo.com/expert-predicts-xrp-price-for-2030-with-cardano-to-30-and-solana-at-1512-says-hes-not-missing-the-next-3-trillion-asset)