XRP News Today: VRTX Launches $130M Tokenized Agribusiness Credit Platform on XRP Ledger

VRTX, a Brazilian securitization firm, has launched a blockchain-based private credit platform on the XRP Ledger, marking a significant step in modernizing Brazil’s $200 billion private credit market. The platform debuted with a tokenized issuance of R$700 million ($130 million) in agribusiness receivables, leveraging blockchain to provide end-to-end traceability and compliant metadata storage for credit instruments [1]. This initiative combines on-chain record-keeping with off-chain systems to enhance transparency, enabling stakeholders to track every stage of a loan’s lifecycle—from issuance to repayment [2]. The Agribusiness Receivables Certificate (CRA) deployed on the platform represents a key financial innovation in Brazil’s agritech sector, aiming to streamline capital access for agribusinesses while mitigating risks through real-time verification [3].

The platform’s architecture integrates the XRP Ledger’s low-cost, high-speed transaction capabilities, critical for handling large volumes of agricultural credit transactions. By anchoring operations on the XRP Ledger, VERT aligns with Brazil’s evolving regulatory landscape, which now mandates a 17.5% flat tax on digital asset gains, including self-custody holdings [4]. The system also connects to Ethereum Virtual Machine (EVM) sidechains, enabling smart contracts to automate processes such as metadata management and reporting. This hybrid design reduces reliance on intermediaries, cutting settlement cycles and minimizing operational friction [5].

Agribusiness, which contributes over 20% of Brazil’s GDP, faces persistent challenges in liquidity and access to affordable financing. VERT’s tokenization of CRAs—a financial instrument bundling expected receivables from farming enterprises—addresses these pain points by enabling fractional ownership and secondary market trading. This liquidity boost could attract global investors previously deterred by opaque credit processes and regulatory complexity [6]. The $130 million initial issuance serves as a proof-of-concept, with VERT planning to expand its pipeline to $500 million in tokenized private credit across multiple asset classes [7].

The platform’s compliance framework ensures metadata such as loan terms and repayment schedules are stored securely, blending blockchain’s immutability with centralized oversight. This dual-layer approach may set a precedent for real-world asset (RWA) tokenization projects in emerging markets. However, challenges remain, including scaling infrastructure to handle higher transaction volumes and educating stakeholders on blockchain-based credit management [8].

VRTX’s collaboration with Ripple’s XRP Ledger underscores the ledger’s growing role in enterprise-grade blockchain applications. The XRP Ledger’s energy-efficient consensus mechanism and interoperability features position it as a cost-effective solution for firms seeking to digitize traditional assets. This partnership could accelerate Brazil’s transition to a digital asset-driven economy, particularly in agriculture, where asset tokenization unlocks new value chains [9].

Source:

[1] [XRP Ledger Tapped for $130M RWA Project in Brazil](https://www.coindesk.com/business/2025/07/24/xrp-ledger-tapped-for-tokenizing-usd130m-agribusiness-credit-as-brazil-s-rwa-push-accelerates)

[2] [Brazil's VERT Launches $130M Tokenized Credit Platform](https://www.ainvest.com/news/xrp-news-today-brazil-vert-launches-130m-tokenized-credit-platform-xrp-ledger-2507/)

[3] [XRP Ledger at Core of VERT's Strategy for $500M in Tokenized Private Credit Pipeline](https://news.bitcoin.com/xrp-ledger-at-core-of-verts-strategy-for-500m-in-tokenized-private-credit-pipeline/)

[4] [XRP News Today: Brazil Agribusiness Credit Surges](https://www.ainvest.com/news/xrp-news-today-brazil-agribusiness-credit-surges-2-260-xrp-ledger-blockchain-innovation-2507/)

[5] [Brazil's VERT Launches $130M Tokenized Credit on XRP Ledger](https://www.xt.com/en/blog/post/brazils-vert-launches-130m-tokenized-credit-on-xrp-ledger)

[6] [VRTX Brings $130M Agricultural Credit Certificate to XRP Ledger](https://watcher.guru/news/vert-brings-130m-agricultural-credit-certificate-to-xrp-ledger-with-live-tracking)

[7] [XRP News: Brazil's VERT Launches $130M Tokenized](https://cryptorank.io/news/feed/2b520-xrp-news-brazils-vert-launches-130m-tokenized-credit-platform-on-xrp-ledger)

[8] [VERT Launches $130M Credit Platform on XRP Ledger](https://www.altcoinbuzz.io/bitcoin-and-crypto-guide/vert-launches-130m-credit-platform-on-xrp-ledger)

[9] [Brazil's VERT Rolls Out $130M Blockchain Debt on XRP Ledger](https://blockonomi.com/brazils-vert-rolls-out-130m-blockchain-debt-on-xrp-ledger)