XRP News Today: VERT Leverages XRP Ledger to Tokenize $130M Agribusiness CRA with $500M Expansion Pipeline

VERT has launched a blockchain-based platform leveraging the XRP Ledger (XRPL) to tokenize a $130 million Agribusiness Receivables Certificate (CRA) in Brazil, with a $500 million expansion pipeline in tokenized private credit workflows. The platform, developed by fintech firm VERT, aims to modernize Brazil’s capital markets by digitizing securitization and fund operations, recording transactions on the XRPL to enhance transparency, speed, and security. The initiative marks the first issuance of a BRL 700 million ($130 million) CRA, representing tokenized cash flows tied to agricultural production, and establishes a precedent for near real-time traceability in credit markets [1].

The solution integrates the XRPL EVM Sidechain, enabling Ethereum-compatible smart contract functionality to automate reporting and streamline operations. VERT’s Director of Digital Assets, Gabriel Braga, emphasized the platform’s ability to capture operational events in granular detail, reducing latency between transaction execution and record-keeping. Ripple’s Managing Director for LATAM, Silvio Pegado, highlighted the broader economic implications, noting the XRP Ledger’s potential to serve as infrastructure for national growth by digitizing financial systems [1].

The platform’s technical architecture supports cross-border transactions with low fees and high throughput, critical for private credit markets where liquidity and speed are priorities. By tokenizing debt obligations, VERT allows fractional ownership of non-traditional assets, diversifying access for investors and reducing friction in capital allocation. The $130 million CRA in Brazil represents a pilot phase, with the $500 million pipeline expected to expand to other asset classes and emerging markets, though specific timelines remain undisclosed [1].

Analysts observe that VERT’s strategy aligns with tokenized finance trends, leveraging blockchain’s programmability and interoperability to reshape asset classes. However, challenges such as regulatory uncertainty and the need for standardized frameworks persist. The XRP Ledger’s architecture, which balances decentralization with compliance tools like transaction traceability, positions it as a competitive alternative to proof-of-work blockchains criticized for energy consumption and governance issues [1].

The initiative has attracted institutional interest by offering liquidity through secondary markets, bridging the gap between illiquid private credit assets and investor demand for diversified yield sources. VERT’s CEO underscored the XRP Ledger’s deterministic finality—confirming transactions in four seconds—as a key advantage over traditional settlement systems, which can take days [1].

While VERT has secured partnerships with Brazilian banks and credit platforms, scaling the $500 million pipeline will require adapting to diverse regulatory environments and addressing post-issuance trading mechanisms. The firm has not detailed how tokenized assets will be traded after issuance, a factor that could influence investor confidence and secondary market liquidity [1].

The project demonstrates blockchain’s potential to disrupt traditional lending paradigms, with the XRP Ledger serving as a foundational infrastructure layer. VERT’s approach validates the technical feasibility of tokenized private credit but hinges on market adoption and consistent returns to achieve broader acceptance. By leveraging blockchain’s transparency and efficiency, the initiative advances the case for tokenized finance as a catalyst for capital market modernization [1].

Source: [1] [XRP Ledger at Core of VERT’s Strategy for $500M in Tokenized Private Credit Pipeline](https://news.bitcoin.com/xrp-ledger-at-core-of-verts-strategy-for-500m-in-tokenized-private-credit-pipeline/)