XRP News Today: VERT Debuts $130M Tokenized Agribusiness Credit Platform on XRP Ledger to Modernize Brazil's $200B Market

Brazilian asset manager VERT has introduced a blockchain-based credit platform leveraging the XRP Ledger (XRPL), marking a significant step in modernizing the country’s $200 billion private credit market. The platform debuted with a $130 million issuance of tokenized agribusiness credit receivables, a first-of-its-kind transaction on its blockchain infrastructure. The initiative, developed in collaboration with Ripple, utilizes XRPL’s capabilities for real-time tracking, compliant metadata storage, and cost-efficient issuance to streamline operations in Brazil’s agribusiness sector [1].

The tokenized Agribusiness Receivables Certificate (CRA) is tied to cash flows from agricultural producers, transforming traditional receivables into investment-grade assets. This approach addresses inefficiencies such as delays and high operational costs in conventional banking systems. By automating data updates and replacing manual processes, the platform enables investors to monitor the CRA’s lifecycle in real time through transparent, tamper-proof records [2]. The system also mirrors traditional securitization structures but operates on a decentralized ledger, offering foreign investors enhanced traceability via wallet and transaction records [1].

The platform’s design incorporates an Ethereum Virtual Machine (EVM)-compatible sidechain, expanding its utility for smart contract functionalities and preparing for future structured credit products. VERT plans to scale the platform to over $500 million in offerings, integrating the XRPL sidechain to improve compatibility across diverse instruments. This aligns with growing tokenized finance trends in Latin America, where companies like Mercado Bitcoin are exploring blockchain solutions for fixed- and equity-income products [3].

The agribusiness sector, which contributes over 20% of Brazil’s GDP, faces persistent challenges in accessing affordable credit. VERT’s platform aims to bridge this gap by enabling small rural producers—often excluded from traditional banking due to limited collateral or credit history—to secure funding more efficiently. Tokenization reduces intermediation costs and operational friction, potentially accelerating blockchain adoption in rural finance. However, long-term success hinges on regulatory clarity and market confidence in blockchain-based instruments, which remain evolving considerations in Brazil’s financial landscape [1].

The move underscores a broader shift toward decentralized systems in capital markets. By leveraging XRPL’s speed and low-cost transactions, VERT is addressing systemic gaps in rural finance while demonstrating the scalability of blockchain technology in structured credit. The platform’s real-time tracking capabilities and transparent record-keeping could serve as a model for other markets seeking to digitize credit infrastructure [2].

Sources: [1] [title: VERT Launches $130M Tokenized CRA on XRPL to Modernize Brazil’s Credit Market] [url: https://cryptofrontnews.com/vert-launches-130m-tokenized-cra-on-xrpl-to-modernize-brazils-credit-market/], [2] [title: XRP Ledger Tapped for Tokenizing $130M Agribusiness ...] [url: https://finance.yahoo.com/news/xrp-ledger-tapped-tokenizing-130m-050325690.html], [3] [title: Brazil's VERT Debuts Tokenized Credit Platform on XRP ...] [url: https://www.coindesk.com/business/2025/07/23/brazil-s-vert-debuts-tokenized-credit-platform-on-xrp-ledger-with-usd130m-issuance].