XRP News Today: U.S. Treasury Deputy Backs Blockchain as XRP Gains Momentum Amid $20M Investment and $30 Price Target

XRP, the third-largest cryptocurrency by market capitalization, has reentered the spotlight as U.S. Deputy Secretary of the Treasury Michael Faulkender highlighted blockchain technology’s potential to revolutionize cross-border payments. Faulkender emphasized the efficiency, speed, and cost advantages of distributed ledger systems, noting that settlements could occur in “minutes, if not seconds,” while enhancing privacy and security [1]. His remarks resonated with XRP proponents, who argue that Ripple’s XRP Ledger (XRPL) is uniquely positioned to serve as a backbone for global financial infrastructure, potentially replacing legacy systems like SWIFT.

Faulkender’s comments also linked stablecoin-driven trade to surging demand for U.S. Treasury securities, a dynamic that could benefit XRP’s ecosystem. The token’s RLUSD stablecoin is already integrated into Ripple’s cross-border solutions, and XRP functions as a bridge asset, facilitating low-cost liquidity transfers between fiat and digital assets. Analysts suggest that if stablecoins capture a significant share of global trade, the demand for assets like XRP could grow exponentially [1]. A recent $20 million investment by NASDAQ-listed Nature’s Miracle Holding into XRP further underscores institutional confidence in the asset’s utility [5].

However, bullish projections must be weighed against structural and regulatory challenges. While some industry observers predict XRP could reach $15–$30 within 12–24 months, driven by an eventual XRP ETF and institutional adoption [6], others caution that achieving a $1.5 trillion market cap—equivalent to a ~7x price increase to $27—requires overcoming regulatory hurdles and proving its settlement capabilities [7]. Historical volatility, including a sharp decline from its 2018 peak of $3.45 amid legal battles, has also tempered investor optimism [3].

The debate around XRP’s future hinges on its ability to demonstrate tangible utility in global finance. A hypothetical $30 price target, for instance, relies on regulatory clarity, sustained institutional investment, and Ripple’s execution of its cross-border payment strategy [2]. While the XRP community highlights the technology’s alignment with global payment needs, critics warn of overvaluation risks in a crowded crypto market [9].

In the near term, XRP’s performance may mirror broader macroeconomic trends and crypto market cycles. A push to $400 billion–$800 billion in market cap—comparable to Bitcoin and Ethereum’s historical gains—remains a realistic but gradual trajectory [2]. Yet, analysts stress that treating XRP as a speculative shortcut to wealth is misguided; its long-term success depends on institutional adoption, regulatory acceptance, and sustained demand from both retail and institutional investors.

Sources:

[1] [Trillions Coming to XRP? Here’s the Latest](https://timestabloid.com/trillions-coming-to-xrp-heres-the-latest/)

[2] [Is the Cryptocurrency XRP (Ripple) a Millionaire-Maker?](https://finance.yahoo.com/news/cryptocurrency-xrp-ripple-millionaire-maker-101500084.html)

[3] [XRP Investors Have Waited 7 Years for This Moment...](https://www.theglobeandmail.com/investing/markets/stocks/COIN/pressreleases/33577791/xrp-investors-have-waited-7-years-for-this-moment-heres-what-might-happen-next/)

[5] [XRP (Ripple) Price Prediction Rallies as NASDAQ Firm...](https://thetradable.com/crypto/xrp-ripple-price-prediction-rallies-as-nasdaq-firm-drops-20m-on-treasury-buy-5)

[6] [Could A $30 XRP Price Be Realistic Post-ETF? New Data...](https://coincentral.com/ripples-long-game-could-a-30-xrp-price-be-realistic-post-etf-new-data-suggests-it-might-be/)

[7] [XRP Price Prediction: Can Ripple Hit a $1.5 Trillion Market Cap...](https://disruptafrica.com/2025/07/23/xrp-price-prediction-can-ripple-hit-a-1-5-trillion-market-cap-this-cycle/)

[9] [Analyst Says XRP Investors Are Getting Ripped Off](https://www.newsbtc.com/analysis/xrp/xrp-investors-ripped-off/)