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A bold claim has been circulating on social media, suggesting that well-known Wall Street strategist and crypto bull Tom Lee stated, “XRP could create millionaires in the next 90 days.” This statement has gained significant traction within the crypto community, with some investors using it as a rationale to buy and hold XRP. However, the authenticity of this claim has been called into question.
The quote appears to have originated on social media and has since been shared across various crypto forums and news aggregators. Many posts attribute this prediction to Tom Lee, implying that XRP is on the verge of a substantial price surge. Despite the widespread dissemination of this claim, there is a lack of verified sources confirming its validity.
Upon investigation, it has been determined that there is no official record, interview, article, or video where Tom Lee makes the statement that XRP will create millionaires in 90 days. In fact, Binance’s fact-checking team has confirmed that this quote is fake. This incident appears to be another example of viral misinformation, designed to attract views or drive hype-driven investing. Interestingly, a similar quote was circulating online approximately four months prior, yet no credible source linked it to Tom Lee.
Tom Lee is known for his bullish stance on cryptocurrencies and tech stocks. However, his recent focus has been on
, , and broader market trends, rather than specifically on XRP. This further supports the notion that the claim attributing the prediction to Lee is unfounded.Given the current price of XRP, which is around $2.588, the prospect of becoming a millionaire within 90 days is highly unlikely. To achieve a million-dollar return, one would need to hold approximately 387,597 XRP today. Alternatively, if an individual held 10,000 XRP, the price would need to reach $100 per coin, representing a nearly 39x increase, which is deemed highly improbable within such a short timeframe.
According to Coinpedia’s price prediction, XRP is likely to encounter resistance around the $2.60 level. Their forecast indicates that by the end of 2025, XRP could trade between $3.38 and $5.81, contingent on market conditions and broader crypto adoption. However, this projection falls significantly short of the $100 mark, further underscoring the unrealistic nature of the claim.
In summary, the claim that Tom Lee said, “XRP could create millionaires in the next 90 days” is false. There is no reliable evidence supporting this statement, and it is based on viral misinformation rather than factual information. Becoming a millionaire with XRP in 90 days is not supported by current prices or realistic forecasts. Investors should exercise caution and verify information from credible sources before making investment decisions.

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