XRP News Today: SWIFT's Blockchain Gambit: HBAR, XRP, and BlockDAG Vie for the Future of Finance

BlockDAG, Hedera, and XRP are among the top-performing cryptocurrencies in 2025, each drawing attention for different reasons. BlockDAG, a next-generation blockchain project, has raised over $380 million in its presale, making it one of the largest fundraising events in the crypto space. At a current token price of $0.0276 in Batch 29, analysts project a potential listing price of $1, which would yield a return of over 35x for early investors. The project combines a hybrid DAG + Proof-of-Work architecture with strong user adoption, including over 2.5 million users mining BDAG and the sale of 19,000 ASIC miners. Developers have also begun building dApps ahead of the mainnet launch, signaling early confidence in the platform’s potential [1].

Meanwhile, Hedera (HBAR) is gaining traction through its collaboration with SWIFT, a global financial messaging provider. SWIFT has initiated live blockchain trials, with HBAR being tested for cross-border payments and tokenized asset transfers. HBAR’s hashgraph consensus mechanism enables over 10,000 transactions per second with minimal energy consumption and strong governance, making it a compelling option for enterprise-grade applications. SWIFT’s engagement with HBAR highlights the growing institutional interest in blockchain technologies and their potential to reshape global finance. Analysts suggest that if even a fraction of SWIFT’s annual $150 trillion payment volume were to shift onto HBAR’s network, it could drive significant demand for the token. However, HBAR’s price remains at $0.2338, with a slight decline of 1.14% following the announcement [3].

Ripple’s XRP is also under consideration by SWIFT for blockchain-based cross-border payment solutions. Known for its near-instant settlement times and high throughput, XRP has already demonstrated strong utility in the banking sector. It processes approximately 1,500 transactions per second with low energy use, and its adoption includes major financial institutions such as Santander and SBI. Ripple’s CEO, Brad Garlinghouse, has emphasized XRP’s potential to complement SWIFT’s existing systems by improving speed and efficiency in global payments. Despite these advantages, XRP’s price remains relatively stable at $2.88, a 0.67% drop from its previous level. Like HBAR, XRP’s future depends on its ability to secure a significant role in SWIFT’s evolving infrastructure [3].

The competitive landscape between HBAR and XRP is not necessarily zero-sum. Both assets offer distinct advantages: XRP excels in liquidity and cross-border payments, while HBAR provides scalability and robust governance for tokenized ecosystems. If SWIFT integrates both into its platform, they could function as complementary solutions, with XRP handling liquidity and HBAR supporting tokenized asset transfers. This dual integration could create a stronger foundation for blockchain in global finance, benefiting both assets and their investors. However, the ultimate outcome will depend on SWIFT’s long-term strategy and the performance of each network during the trials [4].

BlockDAG, on the other hand, represents a different type of opportunity. Unlike HBAR and XRP, which are primarily infrastructure or payment-focused, BlockDAG is positioning itself as a hybrid solution with both scalability and security features. Its presale momentum and user growth suggest a unique combination of retail and institutional interest, which could accelerate its adoption before launch. While HBAR and XRP face competition in the broader financial infrastructure space, BlockDAG’s early-stage metrics and projected ROI make it a standout in the current market cycle. However, its success will depend on continued user engagement and the delivery of promised technological advancements [1].

As the year progresses, investors are closely monitoring the developments in these three projects. BlockDAG’s potential for 35x returns, HBAR’s institutional partnerships, and XRP’s role in global payments all highlight different pathways for value creation in the crypto market. While each project has its strengths, the broader trend points toward increasing institutional adoption of blockchain technology and the integration of digital assets into traditional financial systems. The outcomes of SWIFT’s trials and the performance of presale projects like BlockDAG will be key indicators of which assets will lead the next phase of the crypto market’s evolution [1][3][4].

Source:

[1] Top Crypto To Buy In 2025: Why BlockDAG Could Deliver... (https://blockchainreporter.net/blockdag-presale-nears-380m-the-0-0276-coin-everyones-calling-the-top-crypto-to-buy/)

[2] Starting from November, 2025, SWIFT is launching HBAR... (https://www.reddit.com/r/Hedera/comments/1mxfd5z/starting_from_november_2025_swift_is_launching/)

[3] SWIFT has begun testing Ripple's XRP Ledger and... (https://www.mitrade.com/insights/news/live-news/article-3-1059687-20250822)

[4] XRP vs HBAR: SWIFT Blockchain Pilot Could Trigger the... (https://coinpedia.org/price-analysis/xrp-vs-hbar-swift-blockchain-pilot-could-trigger-the-next-price-breakout/)