XRP news today: Stellar Rippler: McCaleb's Exit From Ripple Was Strategic, Not Fallout

Prominent crypto commentator Stellar Rippler recently presented a controversial theory about the origin of Stellar and the nature of Jed McCaleb’s departure from Ripple. According to Stellar Rippler, McCaleb’s exit from Ripple was not due to a fallout but rather a strategic deployment to expand a coordinated global financial infrastructure.

Traditionally, McCaleb’s move from Ripple to founding Stellar has been portrayed as a product of disagreements and internal conflict. However, Stellar Rippler argues that McCaleb’s departure and immediate creation of Stellar suggest deliberate planning rather than personal discord. McCaleb helped launch Ripple and built the early architecture of XRP, but after supposedly “leaving,” he immediately started Stellar, carrying forward the same core technology without interruption.

The timing of these events is crucial to Stellar Rippler’s argument. McCaleb’s exit coincided precisely with Ripple’s institutional expansion, early plans surrounding ISO 20022 messaging standards, and major discussions among organizations such as the International Monetary Fund (IMF), the Bank for International Settlements (BIS), and the World Economic Forum (WEF) about the future of global payments systems. Stellar Rippler asserts that McCaleb’s “exit” should be viewed not as a typical resignation but as an assignment to initiate Stellar’s role in a broader strategy.

Stellar Rippler describes XRP and XLM as complementary elements of a unified global plan rather than competing cryptocurrencies. According to the analysis, XRP’s role is focused on handling interbank liquidity, cross-border settlements, and supporting central bank digital currencies (CBDCs) behind the scenes. Meanwhile, XLM focuses on humanitarian aid, cash-based economies, and facilitating retail stablecoin flows.

The thread raises important questions about the access Ripple and Stellar have at the highest institutional levels. Stellar maintains relationships with the United Nations and the World Bank, while Ripple has cultivated partnerships with various central banks worldwide. Both networks have established critical footholds in distinct sectors that align with the described blueprint.

Examining the timeline further, Stellar Rippler outlines key developments. In 2014, McCaleb leaves Ripple. By 2015, Stellar is actively engaging with the IMF. By 2017, RippleNet began its expansion without interference from regulatory bodies. Between 2018 and 2022, the United Nations utilized Stellar for blockchain-based aid distribution. After 2023, Ripple and Stellar are positioned globally to support the upcoming CBDC era.

Stellar Rippler also highlights how Stellar and Ripple have prepared for a transformation in global finance. Stellar has piloted initiatives involving digital IDs, CBDCs, stablecoin cashouts, and humanitarian payouts before 2024. On the other hand, Ripple is building private CBDC ledgers for governments, ensuring that institutional and retail aspects of a new financial infrastructure are covered.

Stellar Rippler summarizes the current landscape by outlining the specific use cases each blockchain serves. XRP is deeply embedded in interbank and institutional liquidity operations, including RippleNet’s use by various financial institutions, as well as On-Demand Liquidity (ODL) corridors moving billions of dollars. XRP Ledger is also used in Palau’s stablecoin pilot, and Ripple is conducting private CBDC pilots in various countries.

At the same time, XLM has become integral to retail and humanitarian operations. Stellar’s blockchain powers MoneyGram’s cash-to-crypto rails across 180 countries, supports United Nations’ aid distributions using USDC stablecoins, and serves Franklin Templeton’s tokenization of a $300 million U.S. money market fund. Finally, Stellar Rippler mentions projects like PowerpactOrg, which leverages Stellar’s blockchain for peer-to-peer clean energy trading. This illustrates that decentralized finance and sustainable energy initiatives are already being implemented on Stellar’s network.

Stellar Rippler post suggests that while it is possible McCaleb left Ripple due to internal conflict, the overall sequence of events appears too coordinated to be coincidental. The theory presented by Stellar Rippler challenges the conventional narrative and offers a new perspective on the relationship between Ripple and Stellar, suggesting a more strategic and coordinated approach to global financial infrastructure.